154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 06, 2023

Easy to enroll

Easy to enroll. Very competitive pricing.

Insurer: ManyPets

By: Howard Bernstein

March 06, 2023

Satisfied so far

So far, I'm pleased with Pet's Best insurance. It has been helpful these past few months with vet visits. It usually takes about two weeks to be notified of whether or not I'm receiving a reimbursement, which is pretty good. As long as the rates don't increase too high, I'll be sticking with this company.

Insurer: Pets Best

By: Melinda P.

March 06, 2023

Easy claims, no fuss, great value -RECOMMENDED!

Outstanding pet insurance. I researched pet insurers a lot and HealthyPaws came up tops - Once you are setup with them - sometimes take a little longer but only the first time it is soo easy to claim! I have submitted a few claims now and its as easy as uploading the invoice pdf to the site - thats it - they then review whats claimed and whats not and send you the details back - no issues or fuss and clear explanations. My most recent claim was absolutely perfect! My choc lab 'Mavis' had an ACL partial tear and had to have surgery. I submitted the claim on the Friday and the cash was in my account on Monday! The explanation was all complete that day also with clear exact responses of what was covered - and they covered everything that I paid for. I have 80% coverage and had a $110 deductible left and the took that off and covered everything else - Absolutely perfect! Honestly, I will never change from them and cannot recommend them enough - I have actually been offered cheaper insurance through my work and I will not change! I wish my human health insurance was as good!

Insurer: Healthy Paws

By: darren alexander

March 06, 2023

Affordable, Reliable and Caring

Healthy Paws has seen my dog through two major TPLO surgeries both within 18 months of each other. I would have never been able to afford the surgeries without pet insurance. They processed my claim(s) quickly and even sent me a follow up email to see how my dog was doing. Affordable, reliable and caring.

Insurer: Healthy Paws

By: J

Useful
March 06, 2023

Recommended - easy claims, no fuss, no hassle, great value

Outstanding pet insurance. I researched pet insurers a lot and HealthyPaws came up tops - Once you are setup with them - sometimes take a little longer but only the first time it is soo easy to claim! I have submitted a few claims now and its as easy as uploading the invoice pdf to the site - thats it - they then review whats claimed and whats not and send you the details back - no issues or fuss and clear explanations. My most recent claim was absolutely perfect! My choc lab 'Mavis' had an ACL partial tear and had to have surgery. I submitted the claim on the Friday and the cash was in my account on Monday! The explanation was all complete that day also with clear exact responses of what was covered - and they covered everything that I paid for. I have 80% coverage and had a $110 deductible left and the took that off and covered everything else - Absolutely perfect! Honestly, I will never change from them and cannot recommend them enough - I have actually been offered cheaper insurance through my work and I will not change! I wish my human health insurance was as good!

Insurer: Healthy Paws

By: Darren

Useful
Verified March 06, 2023

Owners Beware

I got Trupanion now for 14 years and NEVER made a claim. I made my first claim now and I was told they cover 90%.(I'm paying over $100 a month and costs have gone up over 70% over the last 14 years with no claims) what they DONT TELL you is that they have a bunch of extra fees that before you know it you're only covered for less than 40% of your clam. To speak of their amazing customer service (not) I found out via an 'email' they're only covering my deductible (which I'm supposed to pay); you would think they would call and explain to a first-time claimant why 60% of our claim wasn't covered! AFTER being told for 14 years that he is covered on these costs. I am going to cancel the insurance at this point and take a chance, and love and care for my dog on my own. I DO NOT recommend this company to anyone...Trupanion lost a loyal 14-year customer that you took advantage of by taking fees and not providing customer service which I'm seeing is an ongoing issue in your posts.

Insurer: Trupanion Canada

By: Nadiea

Useful
Verified March 06, 2023

Easy and simple

To process a claim it is very simple. Reimbursement was fast and just as advertised. The reimbursed and not reimbursed amount was explained in a understandable way in the explanation of benefits

Insurer: Pumpkin

By: customer

March 06, 2023

can use any vet

can use any vet, great. so far claims have returned less than 10% of the vet fees paid. Not much is covered for one of the most expensive options I took

Insurer: Pets Best

By: snow den

March 06, 2023

Waste of time and money. Scammers

I subscribed in end of 2012/early 2022. Everything went well. Until I made a claim. I had joined all the proper documentation. I had no answer. After my second or third follow-up I received an email saying that my claim was denied without any explanation. I asked for a feedback but nothing. I sent at least 20 emails and tried calling but nothing (their call center says at 3:00p.m. that their call center is closed and regular hours are from 8:00 to 8:00 p.m.!!!). No one picks up. After I threatened to cancel I received a single answer explaining the cancelation policy. I paid for more than 1 year for nothing. Complete scammers!!! If I could give 0 out pf 5 I would gladly do it

Insurer: Pets Plus Us

By: Lilti

Useful
Verified March 06, 2023

Great experience! Shocked that it was!

Very easy to submit a claim and their response and decision about the claim was quick! Awesome experience

Insurer: Trupanion Canada

By: Denise

Useful

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