154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 08, 2023

Annual maximum is horribly low

Annual maximum is horribly low for a lot of treatments/categories. I feel like I’m being robbed. Just got my EOB for an annual check up for my dog and less than half was covered.

Insurer: Pets Best

By: Amanda Pereira

March 08, 2023

Dental surgery

Healthy Paws insurance paid for a much needed dental surgery on my one year old Boston Terrier. He had 26 impacted adult teeth removed that presented with dentigerous cysts- a condition covered by our policy. Thankfully 80% of the costs associated with this life altering procedure were reimbursed and that allowed us to focus on comforting our little guy- not the money. Very grateful for good coverage and expedient claim approval.

Insurer: Healthy Paws

By: Jo

Useful
Verified March 08, 2023

Great customer service

Great customer service

Insurer: Pumpkin

By: customer

March 08, 2023

Quick & Easy Claim Submittal!Submitting the claim through MyEmbrace…

Submitting the claim through MyEmbrace with simple and quick! Thank you!

Insurer: Embrace

By: Wanda Suggs

Verified March 08, 2023

Very easy to purchase

Very easy to purchase. Also appreciate the waiving of the waiting period due to existing coverage for my dog. Thank you.

Insurer: ManyPets

By: customer

March 08, 2023

I’m so grateful that my two Cavachons…

I’m so grateful that my two Cavachons are part of the Fetch by Dodo family. Thank you for being there for Charlie this year through his ACL surgery and rehab. Your service has been outstanding! The claims process is easy and seamless with the app. The customer experience at Fetch is exceptional and reflects your strong service culture.

Insurer: Fetch

By: Mary E

March 08, 2023

I purchased pet insurance with Pumpkin…

I purchased pet insurance with Pumpkin on 2/16/2023. I had an issue where my dog would not eat on 3/2/2022 and took her to the ER. I filed a claim with pumpkin and they denied it. Their reason stated was for a pre-existing condition. How not eating is a pre-existing condition blew my mind. They also said they needed vaccination records for 12/2022 when she was vaccinated on 11/2022. All they did was try to find a reason to deny my claim. I wouldn’t recommend anyone purchase pet insurance at Pumpkin. Will they use this situation to call everything a pre-existing condition now.

Insurer: Pumpkin

By: Your Daddy

Verified March 08, 2023

Everything was fine and easy to…

Everything was fine and easy to understand. Except when it came to breed. We have mini Aussie doodles. I could not enter this. Had to call you to find out what to enter. Ended up entering miniature Australian Shepard mix.

Insurer: Spot

By: Customer

March 08, 2023

They don't pay out claims

They don't pay out claims. They are scammers!! Furthermore, they made me submit all the invoices separately as a result of one incident, and then declined since it didn't meet the minimum. It's one claim, not 4 different ones. Also, they are declining the claim due to a pre-existing condition, which my dog never had. All this after paying them, $17000 in premium over the years!!! Stay away!!! Update: They still haven't paid out the claim and completely ignoring requests to respond.

Insurer: Trupanion Canada

By: auto finance

Verified March 08, 2023

I haven’t had to request a claim yet

I haven’t had to request a claim yet, thankfully, but the emails I am receiving are very professional and informative. Thank you!

Insurer: Trupanion Canada

By: Suzanne Daigle

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