154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 07, 2023

Don’t bother — all claims denied

Submitted 3 claims and all were denied. Customer service refused to discuss claims with me.

Insurer: ASPCA

By: Kathy F

March 07, 2023

If it were possible I would give negative stars.

If it were possible I would give negative stars. Total scam! Deny everything as pre- existing. Buyer beware. Save the money you would pay on your premiums. Put it into an investment ( money market is paying 4.66 % right now! ) save it for your future pet care. That way these scam artists won’t take your money and then deny service for your precious fur babies.

Insurer: Trupanion

By: Bonnie Sweet

Verified March 07, 2023

Happy with FIGO

Prompt review and payment of claims. Telephone customer service is very good. Happy with FIGO.

Insurer: Figo

By: Freyda Miller

March 07, 2023

I have had trupanion for my cat for 15 years…

I have had trupanion for my cat since he was a kitten. Granted I did not use it much until the last 2 1/2 years since he is now 15 and suffering from kidney issues. The company has consistently paid at least 80% of every big bill leaving me to pay the much lesser sum. My bill is settled before I leave the vet. I have been more than satisfied with TruPanion and highly recommend them. You have to start when your pet is young and not when you have a big bill to pay. I have had other pet insurance and TruPanion is the very best.

Insurer: Trupanion

By: Bernard

Verified March 07, 2023

The response time is very good

The response time is very good! Have not used yet, however the pricing could be better when you add second pet. We will see as I have Preventative and Illness/Injury policies. Tricia C

Insurer: Spot

By: TRISHA C

March 07, 2023

Company absolutely is horrible to deal…

Company absolutely is horrible to deal with. It took me months to get contact to submit claim. Worst pet insurance company I have ever dealt with!!!!!! Plus, they have consistently raised rates by double digit percentage points yearly though having never previously filed a claim.

Insurer: Embrace

By: Bill

Verified March 07, 2023

One time

Got on the phone and it didn't take long .

Insurer: ASPCA

By: Cherrolyn Jackson

Verified March 07, 2023

Outstanding customer service

Excited to say that I have not had to use my pet insurance to date! I just added a new puppy to my home and received excellent customer service ❤️

Insurer: Trupanion Canada

By: Corina

Verified March 07, 2023

Like the policy except for the delays…

Like the policy except for the delays in accident and illness coverage beginning. Wish I had known about these delays so that I could have purchased the policy earlier. No mention of this on the general website, such would be an improvement.

Insurer: Trupanion Canada

By: customer

Verified March 07, 2023

Customer services was great.

Customer services was great.

Insurer: ASPCA

By: Tiffany Wright

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