154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 15, 2023

The worst experience when my dog got

The worst experience when my dog got old and needed surgery on her ear . They take your money but never wants to pay out for treatment . Stay away and save your money for future medical treatment for your pet . They always want to say it’s preexisting illness .

Insurer: ASPCA

By: Anthony Micieli

Verified March 15, 2023

Healthy Paws-Always the Best…

Our dog Max has had coverage from Healthy Paws since he was eight weeks old and we have never questioned our choice of insurers. They have paid every claim covered by the policy including the continuing claims from Max’s latest condition. For the case extant HP has already covered thousands of dollars of bills while assuring us the will be here for Max and us until the cause is sussed out and corrected. With HP we only need care about Max’s well being and not need to worry about treatment based on financial stress.

Insurer: Healthy Paws

By: Tony Sogg

Verified March 15, 2023

Happy bella

What made my experience great the low monthly cost for my baby in these days of inflation, we need breaks on every hand you guys made it affordable for my furry baby. Knowing that,she's in good hands when it comes to take care of her needs. Thank you for the opportunity to serve my Bella.

Insurer: Spot

By: Harry Morgan

Verified March 15, 2023

No explanation

No explanation, all claims are denied. Even the annual exam fee of $25 is pending for doctors’ explanation.

Insurer: Figo

By: customer

March 15, 2023

The process was easy and quickly.

The process was easy and quickly.

Insurer: Embrace

By: Kathy Brown

Verified March 15, 2023

Not worth the trouble and money

Too expensive, too much trouble to file claims, ALL allergies deemed life-long ailments when they aren't necessarily,

Insurer: Embrace

By: Clare Vara

March 15, 2023

Stall tactics, delays and a major pain. The worst

Save your money. You get what you pay for, which is nothing. Their exclusions to what they DONT pay is extensive. When you file a claim, they will ask for the vet invoice over and over. they will continually ask for the COMPLETE medical records for every claim. So if your dog has a follow up visit a week later, be prepared to send the COMPLETE medical records again! They will stall and make filing a claim as difficult as possible until you throw your hands up in disgust. I canceled and switch to Metlife. Although they limit the yearly benefit, at least they pay for the exam, meds and preventive care. We'll see how they do. I'm not sure how all these web sites list Healthy Paws as a top company. There has to be some under the table payment because they are the pits.

Insurer: Healthy Paws

By: Bill Timpano

Verified March 15, 2023

The Best Pet Insurance.

I called to ask questions about the insurance and the representative was very knowledgeable and friendly. I signed up. The next day I received a call from a representative welcoming me to Spot Pet Insurance and she was very friendly. I appreciated these two calls I picked this insurance out of all the ones I received. It is the best one for my kitty.

Insurer: Spot

By: Cynthia Bolling

March 15, 2023

Always the Best

Max has been insured by Healthy Paws since he was 8 weeks old and we’ve never questioned our choice of insurers. This claim is for a limp that has persisted for months. Although the problem is still being diagnosed, Max has seen four vets and is seeing another today. Hp has paid thousands of dollars for these procedures to date while we have paid hundreds. They have reached out to me to voice their continued commitment to solving the issue and support for whatever claims that will ensue. We only have to be concerned about Max’s welfare and not about extreme financial decisions.

Insurer: Healthy Paws

By: Tony

Useful
Verified March 15, 2023

Waste of money

Waste of money, they don’t cover anything. Save your money and just pay out of pocket.

Insurer: Figo

By: customer

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