154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 03, 2023

Easy and straightforward process of…

Easy and straightforward process of submitting claims.

Insurer: Pets Best

By: Nick Janusch

April 03, 2023

Great Service

Easy to upload the claim. Direct deposit. Everything went through as it should.

Insurer: ASPCA

By: Collette

Useful
April 03, 2023

What a relief!!

This is the first time I have ever had pet insurance. I’ve had dogs my entire adulthood. I now have three active purebred dogs ranging in age from three to down to nine months. All of my dogs have been adopted or fostered for some reason after I adopted second one, when the veterinarian asked me if I had pet insurance, and I said, no, I went home and started researching. All of my other dogs have been quiet toy breeds, but these three are pretty wild and crazy. I always thought pet insurance was kind of a waste of money to be honest I had heard some stories in which pet insurance just didn’t really pay anything or that there was a huge deductible etc. When I got home from the vet, I started doing some research and landed on Healthy Paws Pet Insurance because of the deductible, premiums and no lifetime maximums. Not long after this we decided to foster a puppy. She appeared to be healthy and perfect. But after we had her for a few weeks it was clear she was having some issue. I took her to my vet who sent her to a specialist. She had have surgery. We were devastated. Not only were we so worried about our puppy, but we were worried about the money. Never have I been so grateful as I have been for Healthy Paws! They paid our claim so quickly and it was so easy. I just uploaded the receipt and the doctors note online and they sent me a check about three days later! I cannot say enough good things about them. I HIGHLY recommend healthy paws as pet insurance!!

Insurer: Healthy Paws

By: Sheree

Useful
April 03, 2023

Substantial Rate Increase when claims are submitted

I finally submitted a claim for my dogs vet visits since it seems like she may have a bit of a allergy and ear issue. I submitted her vet records and bills and the very next day after I submitted them I got my rate increase with my renewal that was coming due. My rate increased by $122! The "explanation" for the increase is due to age. My dog isn't even 3 years old. It's pretty shady due to the fact that you can't go find another pet insurance due to their "Pre-Existing" clause. So my only option that I was told is I can change my coverage to lower my premium! That was the solution, So Now I will file and contact the department of insurance because this is a shady way to do business, not to mention they aren't allowed to increase rates due to filed claims. Absolutely disguested because they will continue to increase the rates year after year.

Insurer: Pets Best

By: Maureen

Useful
Verified April 03, 2023

I rated four out of five as the reason…

I rated four out of five as the reason that I have not used this insurance yet. As my initial experience signing up with Trupanion, it is so far better. Easy to apply and helpful customer service rep.

Insurer: Trupanion Canada

By: customer

Verified April 03, 2023

easy sign up

easy sign up, low rates and good coverage!

Insurer: Spot

By: Heather Jayne

April 03, 2023

Just keeps getting more expensive…

Just keeps getting more expensive without covering the things we need covered. At $1200 a year over 7 years, we've never used any benefits. Would have been better putting that money into a separate account for the dog and using on her yearly wellness checks or for an emergency. not worth it.

Insurer: Trupanion

By: Lauren Lovegood

Verified April 03, 2023

Easy sign up

Easy sign up, great app. Great policy overall.

Insurer: Spot

By: Melissa Jones

Verified April 03, 2023

Very responsive to questions/claims

Very responsive to questions/claims. Not expensive. Direct billing is awesome. Would and have recommended Trupanion

Insurer: Trupanion Canada

By: customer Fay

April 03, 2023

Pets Best...my opinion, is the Best!

I choose Pets Best over others that I have tried in the past. I love the easy submittal of claims and the quick turn around by the staff! Claims are quick and easy to do and the staff notifies you when they received your claim or other document(s) submitted. The prices for their service is very reasonable and the coverage is great! My cats are very satisfied with them, and so are we!

Insurer: Pets Best

By: TIMOTHY BEAULIEU

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