154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 03, 2023

My Princess surgery

Out of a bill of $15,000, Trupanion covered around $11,000 for my Princie's difficult surgery. Thank you so much. Without you my little princess would not have a better life! You are simply a Great Insurance!

Insurer: Trupanion Canada

By: Hema

Verified April 03, 2023

Declined a valid claim

Said that an injury was pre-existing to decline a claim despite that the injury occurred while my horse was covered. I thought ASPCA would be better, but they're just as blood sucking as every other insurance company looking to deny every claim whether warranted or not. Disappointing.

Insurer: ASPCA

By: Stephanie Seifert

Verified April 03, 2023

Website was easy to sign up

Website was easy to sign up. We actually haven't done any claims yet and hopefully won't

Insurer: Pumpkin

By: Kim Perkins

Verified April 03, 2023

Healthy Paws was quick with our claims

Healthy Paws was quick with our claims. Once all necessary documents were submitted, our claim was approved in a few days.I recommend healthy Paws to pet owners.

Insurer: Healthy Paws

By: Khien Lo

April 03, 2023

What a RELIEF

This is the first time I have ever had pet insurance. I’ve had dogs my entire adulthood. I now have three active purebred dogs ranging in age from three to down to nine months. All of my dogs have been adopted or fostered for some reason after I adopted second one, when the veterinarian asked me if I had pet insurance, and I said, no, I went home and started researching. All of my other dogs have been quiet toy breeds, but these three are pretty wild and crazy. I always thought pet insurance was kind of a waste of money to be honest I had heard some stories in which pet insurance just didn’t really pay anything or that there was a huge deductible etc. When I got home from the vet, I started doing some research and landed on Healthy Paws Pet Insurance because of the deductible, premiums and no lifetime maximums. Not long after this we decided to foster a puppy. She appeared to be healthy and perfect. But after we had her for a few weeks it was clear she was having some issue. I took her to my vet who sent her to a specialist. She had have surgery. We were devastated. Not only were we so worried about our puppy, but we were worried about the money. Never have I been so grateful as I have been for Healthy Paws! They paid our claim so quickly and it was so easy. I just uploaded the receipt and the doctors note online and they sent me a check about three days later! I cannot say enough good things about them. I HIGHLY recommend healthy paws as pet insurance!!

Insurer: Healthy Paws

By: SVegan Alf

Verified April 03, 2023

Just started

Just started. So far so good

Insurer: Trupanion

By: J L

April 03, 2023

Easy and straightforward process of…

Easy and straightforward process of submitting claims.

Insurer: Pets Best

By: Nick Janusch

April 03, 2023

Great Service

Easy to upload the claim. Direct deposit. Everything went through as it should.

Insurer: ASPCA

By: Collette

Useful
April 03, 2023

What a relief!!

This is the first time I have ever had pet insurance. I’ve had dogs my entire adulthood. I now have three active purebred dogs ranging in age from three to down to nine months. All of my dogs have been adopted or fostered for some reason after I adopted second one, when the veterinarian asked me if I had pet insurance, and I said, no, I went home and started researching. All of my other dogs have been quiet toy breeds, but these three are pretty wild and crazy. I always thought pet insurance was kind of a waste of money to be honest I had heard some stories in which pet insurance just didn’t really pay anything or that there was a huge deductible etc. When I got home from the vet, I started doing some research and landed on Healthy Paws Pet Insurance because of the deductible, premiums and no lifetime maximums. Not long after this we decided to foster a puppy. She appeared to be healthy and perfect. But after we had her for a few weeks it was clear she was having some issue. I took her to my vet who sent her to a specialist. She had have surgery. We were devastated. Not only were we so worried about our puppy, but we were worried about the money. Never have I been so grateful as I have been for Healthy Paws! They paid our claim so quickly and it was so easy. I just uploaded the receipt and the doctors note online and they sent me a check about three days later! I cannot say enough good things about them. I HIGHLY recommend healthy paws as pet insurance!!

Insurer: Healthy Paws

By: Sheree

Useful
April 03, 2023

Substantial Rate Increase when claims are submitted

I finally submitted a claim for my dogs vet visits since it seems like she may have a bit of a allergy and ear issue. I submitted her vet records and bills and the very next day after I submitted them I got my rate increase with my renewal that was coming due. My rate increased by $122! The "explanation" for the increase is due to age. My dog isn't even 3 years old. It's pretty shady due to the fact that you can't go find another pet insurance due to their "Pre-Existing" clause. So my only option that I was told is I can change my coverage to lower my premium! That was the solution, So Now I will file and contact the department of insurance because this is a shady way to do business, not to mention they aren't allowed to increase rates due to filed claims. Absolutely disguested because they will continue to increase the rates year after year.

Insurer: Pets Best

By: Maureen

Useful

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