154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 19, 2023

We have been with Embrace for at least…

We have been with Embrace for at least 5 years. We had a different company but switched when they changed their policy and the change drove the costs very high. So I looked around. I made the change to embrace and am very pleased. Their phone support is great!

Insurer: Embrace

By: Gabby Barber

Verified April 19, 2023

Quick

Quick, great price, good guarantees. Now I don’t need to worry about my 2 year old mutt!

Insurer: Trupanion

By: customer

Verified April 19, 2023

I tried to get advices till my vet app…

I tried to get advices till my vet app with online help from you guys but connection was bad and she could not help me she sent link to take video that did not work it was not about the network problem the link was problem and then she disappear while i was on chat n i just wasted my 2 hours. It was not okay i expected better

Insurer: Spot

By: Busra Ozgur

Verified April 19, 2023

It was really easy to sign up for…

It was really easy to sign up for health insurance. It Made the experience much more better

Insurer: ASPCA

By: Natasha Allen Crump

Verified April 19, 2023

Trupanion coverage = scam

Have been paying Trupanion for 2+ years for our puppy, who had a tumor removed recently. The company does its best to avoid paying out for legitimate claims by: a) separating multiple claims for the same injury/illness given coverage is based on "condition" (you need to watch this closely and complain), b) co-insurance 10% cost to you is NOT counted towards deductible, c) not covering vet visit related to the injury/illness (only procedure and meds), and d) broadly not covering routine check-ups and routine procedures (neuter/spay - which is expensive). Additionally, claims process takes a week or more, clearly in hopes that you aren't paying attention to their scam. Save your money and find a real insurance provider that bases coverage on total $$ annual expenses.

Insurer: Trupanion

By: Ted

Useful
Verified April 19, 2023

Fast and Helpful

Fast and Helpful

Insurer: ASPCA

By: SAMANTHA ROLDAN

Verified April 19, 2023

AFFORDABLE

I have not had to use the insurance yet but signing up was easy and I feel it is affordable for any budget to have insurance for our fur babies.

Insurer: ASPCA

By: Kate

April 19, 2023

So glad we had pet insurance

We have 2 little furbabies. They were always so healthy. I never filed a claim, even considered terminating our policy. Why pay that and never use it? Then one developed lymphoma. I phoned for advice about filing. I had never used it. Customer Service was great. They explained everything. Claims were so easy. There were even multiple ways to file so you could pick what was easiest. My only complaint was the mobile app. Sometimes it just wouldn’t let me log in, and the structure of the app was a little confusing. There were days I just wondered what was going on and the app was no help. But overall, I highly recommend MetLife for your pet insurance needs.

Insurer: MetLife

By: Sharon

Useful
Verified April 19, 2023

Prompt response to claims and great customer service

This is the second dog we have had covered in a Trupanion plan. Our 1st dog never had a claim until she was 13 years old. I didn't even know the process and if they would cover her surgery at a specialty hospital. I was pleasantly surprised with the coverage and the kindness of the customer service rep. We adopted a young rescue dog in the fall last year and put her on the plan. The offerings are even more comprehensive and in keeping with the times. So we added a rider that would cover alternative treatments. I didn't think we would be actually using the coverage for many years, but our playful 2 year old developed an issue with her eye. It is taking more time than we expected but the response to the claim submission is astounding. A recent claim was submitted by the vet office yesterday evening and I received a response by the time I woke up this morning with the outcome. Thank you for the peace of mind.

Insurer: Trupanion Canada

By: Michelle

Useful
April 19, 2023

If your dog has allergies

If your dog has allergies, forget this insurance for coverage, they collect your money and give you back zero. Everything is due to allergies = no coverage, considered preexisting. Additionally, I have sent at least a year of records, I submit every invoice from each office visit, and all medical records. Then today they request to send them all vet visits since 4/7/22! They have them!! Not good. I am in the medical field and really this company is not helpful.

Insurer: ASPCA

By: Kitty

Compare top pet insurance providers plans.