154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified April 21, 2023

It was simple to sign up and very…

It was simple to sign up and very affordable.

Insurer: Spot

By: Bonnie Degenhardt

April 21, 2023

FETCH is the best!

I’ve been with Trupanion and Pet Secure with different pets. The last 5 years I’ve been with FETCH and they have the most comprehensive coverage, a great App that is easy to use and excellent customer service.

Insurer: Fetch

By: Roxanne

Useful
Verified April 21, 2023

Easy to submit a claim!

Easy to submit a claim!

Insurer: Spot

By: Nicole W

April 21, 2023

Look no further!!

I was so skeptical of pet insurance companies but Healthy Pet has been beyond supportive and astonishing fast in sending payment also has the simplest submittal process. Their app has all info in one place super simple to access.

Insurer: Healthy Paws

By: Cathy

Useful
April 21, 2023

So does any policy owners know that…

So does any policy owners know that they don't cover the dr! Only procedures. Crazy because how do you know what procedures you need if your animal is not seen by a vet. Only paid a third of my bill so i paid more in premiums & now behind on premiums VS what they cover.

Insurer: Trupanion

By: Pam Murphy

April 21, 2023

My experience with Lemonade

At first they seemed ok. I have a puppy now 11 months old. I received money back on vaccines. He got kennel cough, I sent them the bill but they needed to contact my vet for more information. I think they may have covered something. The real issue I had was when I neutered my puppy. They covered the neuter as it says in my contract.. which they kept referring back to. They don’t tell you that they don’t cover the anesthesia, the laser, or even the medication you get sent home with. I was very surprised. The neuter itself was $343, they reimbursed me $120. He did need some teeth removed but I already knew that wouldn’t be covered. However, there is a list of about $247 of things I thought would be covered including anesthesia & the laser required for surgery, as well as medication for after care.

Insurer: Lemonade

By: Charna

Useful
Verified April 21, 2023

I hope they are good

I hope they are as good as I heard

Insurer: Spot

By: Diane Fencl

Verified April 21, 2023

HAVE NOT USED THE INSURANCE FOR MY DOG…

HAVE NOT USED THE INSURANCE FOR MY DOG QAS OF NOW.

Insurer: ASPCA

By: fred accario

April 21, 2023

Have to jump through hoops to get claims paid

Processing this claim took 3 attempts and 4 months. 2 denials due to our vet not providing the requested information, however they provided us with the confirmation from the fax they sent. I had to physically go to the vet, have them print all the records, then screenshot all pages and submit on the site to get positive results. If I hadn’t persevered, this would have never been possible. I’m sure many people would just give up, but I pay over $100 a month to cover our fur babies… and it honestly shouldn’t be this difficult, I mean there is no way to talk to a person, and email responses are canned responses that are 0% helpful. Why is it necessary to supply all records (from the pets 1st visit to current) for every single claim?? Why can’t Pets Best just request the newest records, since they have had the previous records already submitted in the past? Not user friendly in any way shape or form!

Insurer: Pets Best

By: Kathryn Jordan

April 21, 2023

It has given us such piece of mind…

It has given us such piece of mind knowing we have Trupanion. Both of our “boys” have required expensive, emergency care and our Trupanion coverage has been invaluable!

Insurer: Trupanion

By: Judith

Compare top pet insurance providers plans.