154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 02, 2023

Derrick Fonsah answered all my questions and made registering very easy

Derrick Fonsah answered all my questions and made registering very easy

Insurer: Trupanion Canada

By: Annette

Useful
Verified May 01, 2023

Well Informed Staff

The person who answered my queries was well informed and talked me through all options. The process was quick and easy.

Insurer: ManyPets

By: Gina Mullins-Cohen

May 01, 2023

My dog developed pneumonia after aspirating on her own vomit, and they claimed it was a pre-existing condition

Picked up Trupanion for my then five year old dog in 2021. Never used it until March 17, 2023 when my dog aspirated on her own vomit and developed pneumonia and it was clearly marked in the doctors notes. This is what I had insurance for.. I deliberately chose an animal Hospital that would accept my insurance. The total bill was $2481.01 and I paid my $1000 deductible. 1481.01 was left, and Trupanion denied my claim citing pre-existing condition… my dog is never aspirated on her vomit or had pneumonia before. What a disgrace. And I don’t need any response from them. I’m not interested in their words I want to see them step up and pay 80% of the bill like they claim to under my policy. This website won’t even let me put the correct date in this happened March 17, 2023.

Insurer: Trupanion

By: company spammers

May 01, 2023

Very user friendly and easy to submit…

Very user friendly and easy to submit claim after scanning invoices and reports .

Insurer: Embrace

By: Samuel Osuna

May 01, 2023

Great Experience with Healthy Paws!

Last week I submitted a claim for a cat ER service; HealthyPaws provided super fast claim review and reimbursement (all within 48 hours); and also great customer support! I would recommend it if you have a need for fast claim processing.

Insurer: Healthy Paws

Veterinarian: San Jose Animal Hospital

By: Parker

Useful
Verified May 01, 2023

Poor website design, poor customer service

There are a lot of issues with the site- a major one is that the sign-in page breaks. Custom service is not helpful when this happens. Explanations on why claims are rejected is not good.

Insurer: Figo

By: customer

May 01, 2023

Embrace Gives Peace of Mind

The claims procedure couldn't have been easier. You just submit the vet bill and a reason for the visit. We have a dog and two cats. Over the last few years we have submitted minor claims which were always paid promptly. Then, in the Fall of 2022 one our cats went into kidney failure. Our bill was $24K. After accounting for the co-pay (90%) and deductible ($500) Embrace promptly paid the claim. Needless to say we were delighted. The reason we got pet insurance is because in the past I've had to do the gut wrenching calculus of how much my pet's life is worth versus how much I can afford, and I never again want to be put in that position again.

Insurer: Embrace

By: Steve Lapham

Verified May 01, 2023

SATISFIED IN PENNSYLVANIA

I SIMPLY WANTED TO RAISE MY DEDUCTIBLE SO I COULD LOWER MY PREMIUM. THE GENTLEMAN ADVISED THAT THE CURRENT POLICY HAD TO BE CANCELLED AND A NEW POLICY CREATED. HE MADE THE CHANGE AND I RECEIVED A NEW POLICY VIA E-MAIL. ONE THING THAT DID BOTHER ME WAS THAT THE E-MAIL STATED I WAS A NEW CUSTOMER.

Insurer: ManyPets

By: Kevin O'Donnell

May 01, 2023

Excellent Service PETS BEST

I recommend this company for its excellent service.

Insurer: Pets Best

By: NADUA FARAH MORAD

May 01, 2023

really?

i can't believe this company has received nothing but positive reviews. i am yet to receive a check from them. they have never notified me when my claim is being questioned. their directions on submitting more information is paltry. i've heard from several neighbors that they have never received a payout, as well. is feeling like a huge waste of my money and time.

Insurer: Healthy Paws

Veterinarian: VEG brooklyn

By: lori

Useful
Latest 1 comments
Posted: | By: Healthy Paws Customer Service

Lori, We’re sorry you are not satisfied with your plan. Your initial claim was denied due to missing information. We were in need of your pet's complete medical records and did not receive them, as such the claim was closed. We sent multiple notification emails to you noting that the claim needed documentation in order to be completed. We also sent your veterinary clinic multiple requests asking for records. Please note that when the necessary documents are received we can gladly open the claim for review. Your other claim was denied due to the invoice items falling under one of your plan's limited exclusions. The Healthy Paws Team

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