154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,072 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,306 reviews

4.9
Healthy Paws

10,740 reviews

4.9
Fetch

27,416 reviews

4.9
Trupanion

62,918 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 26, 2025

Filing claim process easy

Filing claim process easy. Review and approval process time was reasonable.

Insurer: Spot

By: Art Poblete

November 26, 2025

Amanda was thorough in explaining my…

Amanda was thorough in explaining my policy and very easy to speak to. She answered all my questions and was just super friendly!

Insurer: Fetch Canada

By: Kayla Dewhurst

Verified November 26, 2025

Online experience was clear andEasy: Clear Sailing…

Online experience was clear and concise. The registration was almost effortless.

Insurer: Nationwide

By: Paul Dippolito

Verified November 26, 2025

Claim was resolved quickly &…

Claim was resolved quickly & efficiently.

Insurer: Spot

By: Timothy

November 26, 2025

Eileen was very helpful and answered…

Eileen was very helpful and answered all my questions and concerns.

Insurer: Fetch

By: Dinkleboo

Verified November 26, 2025

Embrace Not Worth the Cost

I don’t think Embrace pet insurance is worth the cost. You’d be better off putting the money into an account and saving for when you need it. They have denied everything and the one thing they paid was a few dollars for a several hundred dollar bill.

Insurer: Embrace

By: customer

Verified November 26, 2025

Great customer service

Great customer service, good reviews and easy to use

Insurer: Prudent Pet

By: Ann LaMarr

November 26, 2025

I hadn't had much trouble until…

I hadn't had much trouble until November of 2025, when their website and online portal stopped working properly. My claims backed up, and it got very confusing. I am certain I will miss out on some benefits as a result since it was difficult to keep track of things, especially since their email notices don't give you enough info to know what the issue relates to.... That said, at least all of the people I was able to finally reach by phone were very nice and, although they couldn't resolve the site issues, I appreciated that they were trying as hard as they could.

Insurer: Pets Best

By: TRACY MOON

November 26, 2025

I would strongly discourage anyone from…

I would strongly discourage anyone from using MetLife Pet Insurance. I insured my cat Leo with their illness & injury plan in June 2024. A few months later, he was diagnosed with GI lymphoma after an ultrasound, endoscopy, and biopsies. MetLife has denied almost every claim related to his cancer treatment – including advanced diagnostics, chemotherapy, blood transfusions, emergency hospitalizations, and oncology follow-ups – by labeling everything as a “pre-existing condition” because he had occasional vomiting before the policy started. Even after we provided full medical records and filed an appeal, MetLife upheld the denial using a single sentence from a July 2024 vet note and treated all later cancer care as excluded. When we tried to appeal the newer 2025 denials (including thousands of dollars in chemo and emergency care), MetLife refused to even review them, saying we had missed a 90-day deadline. Their own appeal form says we “may request a second review” within 90 days or as reasonably practicable after receiving the denial, but they still shut the door on us. We have paid many thousands of dollars out of pocket while believing we were covered for exactly this kind of catastrophic illness. The way MetLife has handled our case feels misleading, rigid, and deeply unfair – especially to pet owners who buy insurance specifically to protect their animals and families in situations like this.

Insurer: MetLife

By: Colin S

Verified November 26, 2025

Quick turn around after I submitted my…

Quick turn around after I submitted my receipts.

Insurer: Trupanion

By: Julie

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