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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Penelope Insurance

I have 4 cats and pay for my daughter's 2 dogs. The monthly premium is about $200. I have a senior Cat who is not insured due to his age. He was 8yrs. when he had cancer surgery just above his eye. That was insured. He now has kidney disease that is treated with a prescription diet. To diagnose this, a blood panel was required. That invoice was $1500. His treatment is prescription food. He has been given 3 years. In my own deceased 2 dogs, one had diabetes, requiring insulin and both had chronic bowel inflammation that required prescription food and they both had recurring eye injuries. One had knee surgery on each leg. I remember that was three to four thousand. They were both insured. The co-insurance was 20% and the deductible was $100. I paid approximately $80 per month for both. Now I have 3 cats' premiums. Now deductibles start at $200. My daughter's dog is allergic to chicken, and the other's liver requires prescription food temporarily. He just became blind. I have probably missed something. I had other cats that were euthanized due to extreme illness even though they were insured. However, they were diagnosed and had surgery. Our insurer also covered euthanism costs. My husband and I loved them all and it is painful to lose a pet but we never let them die because we couldn't afford to treat them. You must consider when you adopt an animal that you will require insuring them. Don't think that your animal will never be sick. You are gambling with their life. And reconsider having multiple pets. An average premium can be $45/month.
  • INSURER: Fetch Canada
  • VETERINARIAN: Pesic Veterinarian Clinic
  • POSTED: 11/09/2023
  • BY: Mary Lou
  • BREED: Mixed Breed
  • AGE OF PET: 4 - 6

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5

out of 5

Love my insurance provider

Nationwide is excellent. I have used them for years. Easy to submit claims and direct deposit.
  • INSURER: Nationwide
  • VETERINARIAN: Dr Matthew Duffy, Eastport Animal Hospital
  • POSTED: 11/09/2023
  • BY: Janice
  • BREED: Rottweiler
  • AGE OF PET: 0 - 3

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4

out of 5

denies claims

I have had trouble being reimbursed for anything and everything. They consider an ear infection a preexisting condition. They have denied everything I have sent in.
  • INSURER: Pets Best
  • POSTED: 11/09/2023
  • BY: Kathleen
  • BREED: Mixed Breed Large (Over 75lb)
  • AGE OF PET: 7 - 10

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5

out of 5

One Less Thing To Worry About

When your loved one, in this case, your dog is sick, you have so many things to worry about. One of them may probably be affordability. MetLife Pet Insurance is great! Customer service is helpful with all my questions. They work with your Vet Office to get all the necessary paperwork to process your claim.
  • INSURER: MetLife
  • POSTED: 11/09/2023
  • BY: P
  • BREED: Silky Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Fair and Reliable

I love MetLife Pet Insurance. It feels like having a solid and reliable financial partner in pet ownership. There are no hidden steps, no trap doors. Easy, straightforward claims and applications. Support staff are friendly and knowledgeable, too. Win-win! Thank you.
  • INSURER: MetLife
  • POSTED: 11/09/2023
  • BY: N
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Absolute delight

Jemma May is my 10th dog. She is the first pet who has had Pet insurance and I believed her to be the healthiest of any dog, little Jemma May, like me, is getting old. So I decided to buy the insurance plan. BEST THINK I COULD HAVE DONE FOR HER. I am absolutely delighted by how the clinic staff deal with everything and to the quick reply from Trumpania office staff.
  • INSURER: Trupanion
  • VETERINARIAN: Courtenay Vet Clinic
  • POSTED: 11/09/2023
  • BY: Judith ( Judy)
  • BREED: Shih Tzu
  • AGE OF PET: 7 - 10

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5

out of 5

Ace's veterinary visit claim

I was very pleased that the claims process was so simple
  • INSURER: MetLife
  • VETERINARIAN: Dr.Mary Purvis
  • POSTED: 11/09/2023
  • BY: Kimberly
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 0 - 3

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5

out of 5

I Love Healthy Paws

I really like Healthy Paws insurance. It is very easy to submit a claim and they are quick to respond and reimburse. Communication has been very good when I’ve had questions. I really like that there are no per year or per incident caps!
  • INSURER: Healthy Paws
  • POSTED: 11/08/2023
  • BY: Megan
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 7 - 10

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5

out of 5

Reimbursement from pet insurance

Sent the claim in and heard back a few days later that it was accepted. Payment was on the way a couple days later. Not too difficult to do. Thank you!
  • INSURER: MetLife
  • VETERINARIAN: Bartels PET Hospital
  • POSTED: 11/08/2023
  • BY: Joyce
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 0 - 3

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1

out of 5

Way too expensive to make it worth it

I’ve been with fetch for 4 years, with only one small claim for an accident. Fetch has consistently increased their premiums and this year they increased it by more than 50% from $79/month to nearly $130/month for my health 4 year old dog. They tried to justify their increase (inflation, my dogs age, dog breed, etc) but I found more than one provider with dramatically lower rates, leaving me no choice but to cancel my insurance and go with a competitor. It’s embarrassing that they think this is acceptable, and at this rate by next year I’d be paying more than $200/month. Get out before my dog actually needs insurance. You’re an embarrassment to pet insurance and it’s disgusting that you think it’s acceptable to rob people, not everyone can leave. For anyone else in my situation whose dogs don’t have medical conditions PetsPlusUs has never increased my premiums for my other dog and Furkin offers the same coverage for a much lower price.
  • INSURER: Fetch
  • POSTED: 11/08/2023
  • BY: Dallas
  • BREED: Alaskan Malamute
  • AGE OF PET: 4 - 6

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