224,163+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,163 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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4x rate hikes in a single year on a healthy dog. Unsustainable and predatory.
I am incredibly frustrated and disappointed with Trupanion. I got this policy to protect my 4-year-old dog, thinking I was investing in a stable safety net. Instead, it has turned into a total financial nightmare. Within just a single year, Trupanion has aggressively raised my premium FOUR TIMES. My dog is completely healthy and we have had zero claims paid out, yet my monthly rate has skyrocketed to nearly $200 a month—all while carrying a massive $1,000 per-condition deductible. They heavily market the idea that they don't raise rates based on your pet's age, but they use a "cohort pricing" loophole to ruthlessly jack up prices based on your breed and zip code. You end up being financially punished for other people's claims. When you call customer support to get answers or look for flexibility, they are entirely unhelpful, rigid, and offer zero actual solutions. Paying this much money for a policy that doesn't kick in until you clear a $1,000 threshold for a single illness is completely unsustainable. Trupanion backs you into a corner, banking on the fact that you’ll be too scared of pre-existing conditions to cancel. I am actively looking for an alternative provider. Save your money and look elsewhere.
Insurer: Trupanion
By: Rose Schirripa
Pumpkin covered my vet expenses well
Pumpkin covered my vet expenses well. They were very responsive to my questions and were easy to contact. Customer service was excellent.
Insurer: Pumpkin
By: KAREN
Not a pre-existing condition
Rescued my golden who had small, hard stool when I got him and was on raw diet. I switched him to kibble which caused soft stool until we got him settled and it never occurred again. Until he got sick in May. Due to Dr wording-misunderstanding you all consider this a "pre-existing condition"! Which is NOT. He had soft stool during transition only. So the food that he now requires due to sensitive stomach is not covered which I don't agree with!
Insurer: MetLife
By: BENNY'S GRANDMA
Fetch pet insurance
Fetch pet insurance, overall I would recommend. Really doing your research, before you choose Fetch pet insurance.
Insurer: Fetch Canada
By: Mitchell
It was very hassle Free and real…
It was very hassle Free and real simple. It’s amazing insurance company.
Insurer: Pumpkin
By: Jerry
Excellent for older cats
Hartville is a great deal, they’ve been covering 80% of my cats illness injury claims. It’s good because he’s a senior cat and sometimes it can be a challenge finding someone to insure him. I’m saving a lot of money by having this insurance. My only issue is sometimes the app in the website can have glitches that make it hard to login.
Relatively timely claim approval
I've had Spot for two years for my four-year-old dog. During this time, I submitted three claims for three separate incidences/illnesses, and all three were approved in about 2 weeks. The funds were reimbursed soon thereafter. I am glad I signed up for Spot while she was young and did not have any pre-existing conditions.
Insurer: Spot
By: Jessica
We appreciate your prompt payment of…
We appreciate your prompt payment of our claim.
Insurer: Pumpkin
By: John and Eva
My cat needed a procedure to help her…
My cat needed a procedure to help her breathe better and improve her longterm health. After her Vet recommended surgery I decided to do. Best decision. Not only is she feeling way better but she is acting like a young cat should and Healthy Paws processed my claim quickly and paid as I hoped for :))
Insurer: Healthy Paws
By: Shelly R