154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 29, 2023

The monthly cost is high and goes up…

The monthly cost is high and goes up every year. If you submit a claim it takes a very long time to be processed.

Insurer: ASPCA

By: Jennifer Taylor

Verified June 29, 2023

It was super easy

It was super easy to understand and apply for.

Insurer: Spot

By: Mary Jinks

Verified June 29, 2023

Policy limit increase

I would like to see a policy limit raised to 7K, 9K or even higher. In todays of skyrocking emergency expenses 5K limit is not enough

Insurer: ASPCA

By: tblevins

Verified June 29, 2023

Enrollment was super easy.

Enrollment was super easy.

Insurer: ASPCA

By: Roseann Giovinco

June 29, 2023

This company is a complete scam

This company is a complete scam. Months and months of waiting and repeating a claim process over a simple ear infection for $240. They have made me jump through hoops and still will not complete the claim. List of excuses: The invoice can't be hand written, I have it redone, it doesn't have the proper "wording". We need all vet records from the time the pet was born, from every single place they've ever been! My pup is barely a year old. Oh, now we have to start a new claim because you gave us a new invoice. I Start a new claim. Now we don't have a valid address on file for you, we can't mail you anything, please update. It's all in my app and on my invoice! Then, all of the sudden all of the medical info from before they don't have. Now they want full life history again. They've looked for every excuse not to process my claim. My dog has never been ill, never had a reason to go into the vet other than her vaccines. This company is impossible. Not worth the hassle. Especially if you have a major issue and really need your funds back in a timely manner. Don't waste your time here.

Insurer: Pets Best

By: Jennifer Smith

Verified June 29, 2023

Should have disclosed the enrollment…

Should have disclosed the enrollment fee. That’s disingenuous, deceptive, and does not bode well for how you do business.

Insurer: Trupanion

By: Bill L

Verified June 29, 2023

Just signed looks like good i surance

Just signed looks like good i surance

Insurer: Spot

By: Nancy

Verified June 29, 2023

Quick and easy to find information

Quick and easy to find information

Insurer: Pumpkin

By: customer

Verified June 29, 2023

Quick processing

Accessibility - customer service is superb.

Insurer: Trupanion

Veterinarian: TLC Pet Hospital

By: Karen

Useful
June 29, 2023

Super slow but covers a lot

I do like that they cover everything I had a $2,000 claim and they covered almost all of it. The issue is that they take an insane amount of time to process. My claim took 41 days and it was a battle of me calling almost everyday. The people in the phone are nice but whoever is processing the claim takes too long. The claims time is way too long and after they read your review the respond with the generic “Claims are processed in the order they’re received. Claims take an average of 15 days to be completed. However, more complex cases take up to 42 days currently. We apologize for any inconvenience this may cause and thank you for your patience…” which just shows they don’t care. Also the app crashes a lot and isn’t great. Overall the cover a lot if you get the right policy but it will take forever to actually get your money back.

Insurer: Pets Best

By: Dorothea

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