154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 27, 2023

Princess

She had a UTI and the ease of Trupanion covering the bill.

Insurer: Trupanion

Veterinarian: Blue Pearl

By: Susan

Useful
June 27, 2023

Love the service but wasn't ready for the big jump in premium

I have truly liked using Trupanion as the service has been solid, you are not locked into any type of long term contract and you do have some flexibility in areas such as setting deductibles. We have used them for a while for our three dogs and were hoping to do so for many years to come. We have also had no major claims and were hoping that because of this our cost would remain the same. That being said two months ago our rates jumped up over 30% to an annual cost of over $2,600/year, an increase of over $600 year. Our dogs are still young so the obvious concern is how often will this happen in the future as they age. They offer a great service and are very responsive but understand your rates can jump significantly in a given year which can unfortunately place you in a situation like ours where we need to look at alternatives.

Insurer: Trupanion

By: vincent palange II

June 27, 2023

Deceptive policy - Horrible experience - Please look elsewhere for pet insurance!

Our Dog Aldo has been covered by Trupanion insurance since 2021. He has suffered a few injuries and illnesses since that time and Trupanion has paid us nothing even though we exceeded what we thought was our $700 annual deductible. The biggest issue lies in the fact that apparently each type of illness or injury applies to a unique deductible. Be careful and read the fine print in the policy!!! Also, To make matters more frustrating, Trupanion recently sent us a notification of a 40% price increase on our monthly payment days after we submitted a claim that put us close to meeting our deductible for an injury that Aldo suffered. I would be very skeptical of all of the four and five star reviews here on trustpilot. Best of luck to all of the animal lovers out there who are doing their best to care for their pets. There must be better options out there.

Insurer: Trupanion

By: Jon Eppard

June 27, 2023

Easy easy easy to use app and process.

Easy easy easy to use app and process.

Insurer: Embrace

By: Mary Ann Callahan

June 27, 2023

Horrible customer service.

Horrible customer service. They don't uphold what they advertise online. They throw an exorbitant fee for free medical records. In our case, the records have been 4 times, and they say it's not enough. Bait and hook. Typical insurance company trying to avoid paying.

Insurer: Trupanion

By: Rebecca Christensen

Verified June 27, 2023

Using Figo was extremely easy

Using Figo was extremely easy. We got our claim accepted almost instantly.

Insurer: Figo

By: Shannon

Verified June 27, 2023

Knowledgeable and friendly

Knowledgeable and friendly

Insurer: Pumpkin

By: customer

Verified June 27, 2023

Great Service

Very quick and efficient responses overall.

Insurer: Pumpkin

By: Alex P

June 27, 2023

For the first couple years they were GREAT,

For the first couple years, i really liked having them as my cats health insurance. they were always prompt and kind and claims took about 48 hours to maybe a week. The past couple times however, have reached into the month section of processing claims and there hasn't been updates and when I call in, nobody seems to know anything. I send emails, and I get generic responses back. Im told someone is on it, and then don't hear from them for weeks. Their customer service has gone down greatly. I am hoping a third time is much better and these are just flukes.

Insurer: Trupanion

By: Laila

June 27, 2023

Great insurance

Great insurance

Insurer: Embrace

By: Jake Smiley

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