154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 07, 2023

Slow to review and slow to accept any claim

While the insurance plan offered by Pets Best is robust and inclusive, their claim review and payment process is quite arduous and frustrating. The review of any claim is abnormally long they give the impression that they are looking for reasons to deny responsibility and payment. You are often met with multiple requests for additional records even in the most straightforward and simple submittal. While the eventual result is generally correct, it is incredibly frustrating to deal with them and spend time to ensure your claim is processed accurately.

Insurer: Pets Best

By: Gary

Useful
Verified July 07, 2023

Convenient and Quick Reimbursement

My pup’s vet recommended Pumpkin. I was skeptical at first as I’ve heard so many stories about animal insurance not being sufficient and ultimately a waste of money. However, I am pleasantly surprised with Pumpkin. I submitted my pup’s receipts for his annual and was refunded within just a few days via direct deposit for the full preventative visit through his essentials plans. The insurance options are flexible and with the essentials plan added, the peace of mind is worth it. I never want to need any of it besides the essentials to cover his annual but isn’t that how all insurance works? It’s best to have it and not need it than to need it and not have it. Very happy with my vet’s recommendation!

Insurer: Pumpkin

By: Kaleb’s Mom

July 07, 2023

Worst pet insurance ever

Worst pet insurance ever. Customer service non existent. Nobody answer phone or emails. Never paid any claims for me. Scam

Insurer: Embrace

By: Eris

July 07, 2023

Not at all what I expected

Not at all what I expected. Waited for almost a month for a decision. Never missed or been late with a payment. Had the insurance since she was 12 weeks old. My dog had never been sick or needed hospitalization. Paid close to 2k and reimbursed barely 350.00. Will not recommend.

Insurer: Trupanion

By: Odelisa Antunes

July 07, 2023

This insurance is completely worthless

This insurance is completely worthless. Want to spay/neuter your pet? Not covered. Yearly exams and vaccines? Not covered. Pet needs meds? Not covered. I have three dogs and my vet offered an inhouse rewards type program that I turned down due to having this worthless policy. Then when I went to submit my claims they were almost completly denied reembursment. We ended up spending over $3000 out of pocket and only recieved about $200 in approved claims. Youre better getting on a plan with your vet or just saving your money. This policy is complete trash!

Insurer: Nationwide

By: Jeremy Oyler

Verified July 07, 2023

Awful experience

Claim had to escalate to a manager after 6 weeks. Terrible customer service. Cancel my policy was a nightmare.

Insurer: Trupanion

By: cindy

Useful
Verified July 07, 2023

I really don't know yet

I really don't know yet, I purchased puppy insurance and it will all depend on if I need to talk to someone or I put in a claim and see how it goes.

Insurer: ASPCA

By: Brenda Smith

July 07, 2023

Super easy to submit claims

Super easy to submit claims. Quick turnaround.

Insurer: Pets Best

By: kaitlin.bovearhotmail.com

Verified July 07, 2023

I have not used th insurance yet

I have not used th insurance yet. I hope to never use it, but it gives me peace of mind knowing that I will have help if and when my dog gets sick, or injured.

Insurer: Spot

By: Steven Leite

July 07, 2023

Metlife

This is a great insurance for your pet . I highly recommend.

Insurer: MetLife

Veterinarian: Green Valley Vet

By: Dennis

Useful

Compare top pet insurance providers plans.