154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 16, 2023

Awful treatment to a vet and his service animal

Multiple email. Multiple calls. Unreal phone wait time. No return email, not able to leave a message. Absolutely no member benefits. Company has excuse after excuse. People are rude and blame the customer for their frustrations. Just a typical insurance company. My opinion is they’re in fact the worst. They play on people live for their animals. Which is in fact even worse. But here the triple whammy…. It’s USAA. A bank that tries to say they’re all about vets and their families. But…. They’re in fact just the average predatory bank. Don’t pay for this. Don’t thrown away your money. You’re going to have to pay the vet anyways. I’m the long run… they’re making money, and refusing to engage their customer base.as a vet, with his service animal…. These people have proven. Theyre no ally to us. Oh… and after all the money I’ve paid them. They’re still a balance. Lol! Can’t make this stuff up. They’re an awful company. 8/18 No mention of the ghosting and not returning any emails for weeks, an answering the phones for weeks. Nope… just the policy. Put the blame on the customer misunderstanding the policy. Wow! The fact that it took me weeks to even get on the phone with anyone (despite my many attempts to call and email with no response) which is what started all of the btw. Should say everything. Their response bellow is a very shameful attempt to deflect and change the subject. Insane. I honestly wouldn’t folks. Really…. Don’t say I didn’t warn ya.

Insurer: Embrace

By: Dan Uli

August 16, 2023

Would give them “0” stars, Please do your homework first!

Would give them “0” stars. Customer service is awful, na manager ever available and then they promise to call you back, 3 weeks and still waiting. I made the mistake of switching to this company through a work place promotion. Before I had Lemonade(the best!) and Nationwide, also a great company. We had multiple animals get sick from kennel cough, 4 weeks later and claims are still sitting. With Lemonade you are paid same day through direct deposit and Nationwide direct deposit within 2 days. For me it’s not about the money, it is all about customer service. I hate to write a bad review but being with 2 other companies I get to see what’s important. I am transferring all pets back to Lemonade and I am doing double insurance that is how bad ASPCA is. Once they pay claims, we are done.

Insurer: ASPCA

By: HEATHER SHEEHAN

August 16, 2023

Kelsey

Kelsey was absolutely amazing at helping me with my claim. Highly recommend she be the first person you talk to when calling. Her vibrant attitude and exemplary customer service was a great fresh breath of air. Great job!

Insurer: Fetch

By: Sean

August 16, 2023

Impressed enough to renew!

I have a Labrador Retriever with a diagnosis of USMI. When we got that diagnosis and realized he would be on medication for that for life, I signed him up for pet insurance with Lemonade to cover anything else that could crop up regarding illness/accident/injuries, etc. I did the basic coverage plus added on coverage for both physical therapy and the exam fee. It's been worth it. He broke his tail in early summer, followed by abnormal lab results at his annual examination that has resulted in two follow up visits of UAs, additional labwork, and BP checks, with more to come. I was not expecting Lemonade to cover, since it was something that was found during his annual wellness exam and we did not opt in for wellness coverage. Not only did they cover all of the followup visits, but the reimbursement was in my account the same day as the approval. The second visit, I was immediately approved and reimbursed within hours. We are about to do our annual policy renewal and restart our deductible and our premium only went up about $4/month. Knowing that we have more follow up visits ahead as we try to pinpoint his abnormal labs and figure out what we need to do is made a lot easier by knowing we have Lemonade for his insurer. We've been thrilled with the experience, ease of submitting claims, rapid notification of claim status, and fast reimbursement.

Insurer: Lemonade

By: Hallie

Useful
August 16, 2023

Excellent customer service skills

Kelsey was very helpful in updating my address and policies (dog and cat). She explained the process for submitting a pre-authorization for my dogs upcoming surgery. She was knowledgeable, professional and answered all of my questions.

Insurer: Fetch Canada

By: Leslie Rakow

August 16, 2023

Easy to navigate

Easy to navigate. Direct questions. Easy to read and understand.

Insurer: Embrace

By: Christopher Waters

Verified August 16, 2023

Good experience

Good experience. Professional, friendly, helpful and knowledgeable.

Insurer: Spot

By: Amanda Newell

August 16, 2023

Kelsey answered my questions promptly…

Kelsey answered my questions promptly and professionally. She was able to solve my problem immediately.

Insurer: Fetch

By: Jann Clare

August 16, 2023

Best Pet Insurance out there

I cannot say enough good things about Healthy Paws Pet Insurance. I signed on with them in 2008 after months of researching pet insurance and they came out on top and 15 years later I have never regretted my decision. My 5 1/2 year old Lab at the time got Osteosarcoma and I never had to worry about being able to pay the bills as they reimbursed 80% at the time over a period of 13 grueling months that he was being treated. I have had 4 pets since then (now own to three) and every one of them is insured with Healthy Paws. They also have no caps like the majority of pet insurance companies do. I have turned several friends over to them and they are very happy with them as well.

Insurer: Healthy Paws

Veterinarian: Powers Drive Animal Hospital

By: Karen

Useful
Verified August 16, 2023

Im happy now my cat Cole has great…

Im happy now my cat Cole has great insurance in case he get sick ..

Insurer: ASPCA

By: Melinda Farmer

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