154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 15, 2023

The website was very user friendly and…

The website was very user friendly and the staff who answered my calls were very kind and professional.

Insurer: Embrace

By: Jennifer DesMaisons

August 15, 2023

Increase in monthly payments

This will be my third year with Pets Best, I believe. My dog is a diabetic and has IVDD. Sometimes the claims can take longer than usual to be processed, I haven’t really had a complaint until now. I did not get the plan that includes therapy or wellness. And while yes I use the insurance, because thats why I got it, I didn’t expect the cost to increased from $26.62 to $34.63 after the first year and now it’s increasing again to $49.57 a month. My human heath insurance doesn’t even cost that much a month! Honestly, I’m having to weigh to cost vs benefits at this point. So frustrating.

Insurer: Pets Best

By: Sara Barrett

August 15, 2023

Trupanion is a complete and utter scam

Trupanion is a complete and utter scam. 3 years paying them over 3000 dollars for my 2 dogs. Never once have they ever covered anything. Deny deny deny. Once you call to complain and cancel ohhh wait we can lower your rate. Then next claims deny deny deny. Playing on the love and fear of Animal lovers to basically steal your hard earned money period.

Insurer: Trupanion Canada

By: Cam Holmes

August 15, 2023

I was super overwhelmed with my account…

I was super overwhelmed with my account after my pebbles died ..I called spoke with Kelsey she was so caring and helpful she calmed me down explained everything I needed to know about my policy..hands down best representative i have spoken too over the phone in years she so so helpfull!!I would recommend fetch to Anyone in need of good policy they really care and help

Insurer: Fetch

By: Ronnie

August 15, 2023

Just a suggestion.

UPDATE 8/27/2023: In response to my original post, MetLife “apologized” for my negative experience and suggested I reach out to them to discuss my feedback. I did so immediately and have not heard from them since. I checked my Junk mail to confirm. I can only conclude that they did not take my negative experience seriously. Again, I highly recommend anyone considering buying their insurance to think about the age of your pet and their medical record before purchasing a policy from MetLife (or any other insurance company). Ask to provide them the pet’s medical history for a declaration of what will be considered pre-existing and thus excluded in future claims. If not, go to another provider, even if it costs more. I wrote my state’s Insurance Board, my congressman, and my senator in the hopes of spurring discussion about the negative aspects of the pre-existing exclusion clauses in these policies. I hope others will do the same when their claims are denied so that the positive aspects of the ACA surrounding pre-existing conditions can extend to our pets as well. Just a suggestion, why don’t they review the pet’s medical charts during the 2 week hold period - which starts once you purchase the policy and prohibits you from filing anything other than accident claims - to identify “pre-existing” conditions, like some other carriers? Doing so would save pet owners a lot of heartache later on when the company rejects your claims. The Claims process I went through was upsetting. Each rejection letter had generic legal responses about pre-existing conditions but no reference to what vet comment, diagnosis, or treatment in the medical record led to the rejection. They took the entire 45 days they are allotted for review to send a response to my first appeal, and it took an extra 13 days to receive the letter. Meanwhile, they were continuing to charge me monthly for a policy I couldn't use. The second appeal is supposedly done by an “independent” vet, but it has to be from their approved list at a cost of $85 - $95/hr. paid for by you. While you are told that these vets are not employees or personnel on their payroll, wouldn’t it be truly independent if it’s done by a vet that neither party has a relationship with? I wasn't willing to spend more money dealing with them, so I cancelled my policy. Perhaps buying a policy with them would make sense for someone with a puppy with no medical history whatsoever.

Insurer: MetLife

By: Paul Engelberg

Verified August 15, 2023

I have an older horse and I was happy…

I have an older horse and I was happy that I was able to get him covered. Most insurance companies don't accept an older horse.

Insurer: ASPCA

By: Kelli Thomasen

August 15, 2023

Great service!

They take the time and consider each claim and process it in a timely manner. Very happy.

Insurer: Pets Best

By: rhonda hanaway

August 15, 2023

Great customer service!

I've talked to several customer service reps in the past few days and everyone is always so helpful and friendly. Finally got resolution on my issues!

Insurer: Nationwide

By: Tammy Willis

August 15, 2023

ON Point

Ms. Cinetra was truly helpful and patient with my inquiries and she laughs truthfully with you " as I mentioned to her that it's nice to speak to a real person at times ", she clarifies my queries in very understandable way without making you feel like a simpleton. Thank you Ms. Cinetra.

Insurer: Nationwide

By: normelita

Verified August 15, 2023

Outstanding Customer Service

Customer service was amazing and really helped me customize our plan to meet our pet's needs.

Insurer: Prudent Pet

By: Zera Menard

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