154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,457 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,347 reviews

4.9
Healthy Paws

10,809 reviews

4.9
Fetch

27,512 reviews

4.9
Pets Best

14,179 reviews

4.9
Trupanion

63,031 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 28, 2023

I cannot say enough good things about…

I cannot say enough good things about my experience with Tattianna. In helping me with my claim she was kind, caring, knowledgeable and so patient. You are fortunate to have her on your staff. Please thank her for me.

Insurer: Fetch

By: Beth Brinson

Verified August 28, 2023

The knowledge and helpfulness of the…

The knowledge and helpfulness of the gentleman who helped get Beau signed up.

Insurer: Trupanion

By: customer

August 28, 2023

The only real review on here not written by a bot

They simply refuse to reimburse any of their claims, I have been waiting for over 6 months. I have provided all of the documentation, notes from the vet, etc but they simply will not move the claim forward. They respond with “we need more information.” These are all claims they are supposed to cover with my plan. The vet has sent everything they requested but they continually kick back ever claim. If you try to call it’s impossible to get anyone on the phone. This is a scam, would not recommend!!

Insurer: Embrace

By: Michael McCarthy

August 28, 2023

Claims/Invoices are easy to upload.

Claims/Invoices are easy to upload.

Insurer: Embrace

By: Terri François

Verified August 28, 2023

I have had Trupanion for eleven years…

I have had Trupanion for eleven years until our Ceasar was put to sleep. In all those years he had 3 major surgeries. The feeling when you know your baby is covered for all these procedures well words cannot describe how thankful I was. That is why I came back to Trupanion because our new puppy will be covered for medical, surgurical and rehab. Thank you for great service! Dr. Diane Russo

Insurer: Trupanion

By: Dr. Diane Russo

August 28, 2023

Worst Pet Insurance Ever

As a dog parent you would expect some sorta reimbursement from an insurance company since that's what they list on there job as an insurance company. All the claims we would submit would get denied for any sort of refund. This is the example of a fraudulent marketing tactic to get 55 dollars a month for absolutely nothing. My wife and I have called because we do exactly what they ask us as far as medical receipts from the visits. I want a refund for the months we paid since we didn't even get any moneys worth from this product. Please dont waist your time nor money with these people.

Insurer: Fetch

Veterinarian: Cumberland Animal Clinic

By: Robert

Useful
August 28, 2023

Very disappointed with Embrace

Very disappointed with Embrace. Every claim I subimtted was always denied because of "preexisting condition". They even tried to claim preexisting when he had surgery for foxtails. I had to fight with them over it and they didn't cover the full surgery. The final straw for me was when my dog had to have surgery to remove excessive skin on his gums which was growing over his teeth. Again, said claim it was per-existing. They said because he had plaque on his teeth when he was first examined 18 MONTHS PRIOR that's the cause of gum overgrowth. Actually, the overgrowth was a side effect from allergy meds! Embrace is in the business of not covering claims. Rep was so argumentive with me I decided to just cancel it. Not worth paying out when the policy has no value. I have Pumpkin Insurance for my other dog and have NEVER had an issue. Switched him over to that policy.

Insurer: Embrace

By: Kelly Dunn

Verified August 28, 2023

Speedy

Great service. Fast refund.

Insurer: Fetch

By: Tiffany Faria

August 28, 2023

Very slow claim process

Very slow claim process. Pets Best doesn't request pet records from veterinarian. I have released vet records, Pets Best won't obtain them. Pending claims due to this.

Insurer: Pets Best

By: REBECCA

Verified August 28, 2023

Really the card yall sent when my soup…

Really the card yall sent when my soup passed an the man I spoke with on my last call

Insurer: Spot

By: Leroy Guerra

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