154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 25, 2023

It’s nice having coverage that is…

It’s nice having coverage that is affordable for my pup. I just wish they covered more for the teeth cleaning expenses than what they do it’s so expensive and we got insurance to help with things like that.

Insurer: Pets Best

By: Elizabeth

August 25, 2023

Healthy Paws Fantastic Service/Coverage/Cost

I'm so thankful we chose Healthy Paws for our dog Wolfgang's health insurance when he was just a puppy! The contract was straightforward to understand -- and Healthy Paws has ALWAYS reimbursed what we agreed to and the percentage. There's no fine print loopholes, which is a tremendous relief. The on-line claim submission is easy and reimbursements happen quickly -- usually within a week! Amazing. Premiums have risen, proportionate to overall cost of veterinary care. We were told upfront this would happen, but it would not be increased due to any claims. I've found this to be true. Our first claim was after a bad car accident and Wolfgang was seen at an emergency vet. It was pretty late in a traumatic day so I called in the hopes someone could walk me through the process. A lovely, compassionate woman answered the phone and got the ball rolling. Rehab was recommended after the complex surgery, and Healthy Paws covered the number of visits the vet recommended. I am certain this is why Wolfgang doesn't have mobility issues at nearly 10 years old! Eight years later, Wolfgang is having GI issues that our primary vet recommended we see a specialist for. Healthy Paws is still covering what we agreed to in the policy, in a timely manner and with compassion. If you're looking for pet health insurance (and you really should) Healthy Paws is the best company to use.

Insurer: Healthy Paws

By: Barbara

Useful
Verified August 25, 2023

The insurance and the people

The insurance and the people

Insurer: Trupanion

By: Bev

Verified August 25, 2023

Stay Away from Trupanion

Horrible company. Supervisor just told me their relationship with area hospitals is more important than the patients & account holders. I pay alot every month for my dogs to have insurance. But they rather my dog suffer than them address an issue. Shame on Trupanion!

Insurer: Trupanion

Veterinarian: VCA LEWISTON Animal Hospital

By: Bridget

Useful
August 25, 2023

Beware of this company

I would not recommend this company at all. They did everything they could to not pay, to the point of twisting my words as a pet owner and using that version of events instead of what was determined by veterinary professionals. Even after I put my pets through x-rays and ultrasounds to be thorough and ensure a correct diagnosis, Pets Plus Us did not care about the results determines by professional vets. Even though my cat has a health issue that was discovered after we got insurance and should be covered, I have zero confidence that Pets Plus Us will protect my pets and I have cancelled our policy.

Insurer: Pets Plus Us

By: Monique

Useful
August 25, 2023

This insurance is a scam..

This insurance is a scam... they increased my rate by greater then 50% at the renewal! Dishonest and awful way to do business! I canceled my subsricption

Insurer: Embrace

By: Alex

Verified August 25, 2023

No coverage 1st month

Did not realize that I would be paying a month in advance with no coverage. Should not have billed me until coverage took effect.

Insurer: Spot

By: Julie

Verified August 25, 2023

Competive price on insurance premiums

Competive price on insurance premiums. Good customer service. Service rep answered my questions accurately and with detail. Took time to explain. This is first time purchasing pet insurance and was not sure how it worked and what was covered.

Insurer: Figo

By: Jerry C.

August 25, 2023

All benign growths exclude all future cancer treatments

My dog had a small benign growth on his gums. I asked my veterinarian twice if it should be tested, but she stated it was extremely common and did not look suspicious in any way, and elected to remove it during routine dental cleaning. This insurance policy will now not cover any form of cancer in any way because my veterinarian did not biopsy the gum growth. They intentionally elect to not review your pet's data until you submit a claim, so you do not have clear understanding of what is not covered until it is too late and you have already paid an outrageous monthly premium for years. Very unfortunate experience.

Insurer: Embrace

By: Gillian Bradley

Verified August 25, 2023

I liked being able to choose my…

I liked being able to choose my deductible and control my monthly paymt. it was user friendly and easy to work with.

Insurer: Trupanion

By: Jo M.

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