154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 30, 2023

Coverage and cost.

the service was good and the vet could always submit and we pay only for what is not covered. I would have given it a 5 star but what i noticed that when my dog developed allergy after about 1 year, the examination cost is not covered. the examination cost is still covered again when my dog went to emergency clinic when she got sick on the weekend. Wish they cover the examination fees in general as without it, what my experience is that we only got about at most 50% of the expenses covered. I heard from my pet owner friends that their pet insurance has much better coverage (include annual , dental and examination fees ?) for lower premiums. Not sure if it is true but will have to do research. The other concern that prevents me from giving a 5 star (as they do have great services/support) is that in 2.5 years the cost increased by more than 21% which is much higher than inflation. I am concerned about future increases. I do understand that the company has to review the current expenses to ensure the company can provide good support for pets , but is still worried that there may be big increases in the future as my 2 year old dog ages. btw , i had insurance for my dog since she was 2 months old. So far i have to say I am happy with the trupanion.

Insurer: Trupanion Canada

By: Michael

Verified August 29, 2023

Exceptional service by sales…

Exceptional service by sales representative

Insurer: ASPCA

By: John Callahan

Verified August 29, 2023

Rebecca answered all my questions and…

Rebecca answered all my questions and provided good suggestions based on the need of my dog.

Insurer: Prudent Pet

By: Joyce Ricci

Verified August 29, 2023

Your customer service is one of the…

Your customer service is one of the best, you’re very prompt for a refund, I belong to many puppy groups, and I recommend you no less than three times a day

Insurer: Pumpkin

By: David &Susanne Moran

August 29, 2023

The customer service has been very…

The customer service has been very good. I am a new customer so was a bit surprised that the wellness coverage is so low - I definitely thought it would be more. I can’t speak to the other coverage (injuries, etc) because thankfully I haven’t needed it :)

Insurer: Fetch

By: Karin Parke

Verified August 29, 2023

We are satisfied with Pumpkin services…

We are satisfied with Pumpkin services they stay true to the policy, the do what they promised they will do. So far we have no problems or issues with them, they gave us a peace of mind, that if any of our dogs got suddenly sick, they will be there for us and for our dogs

Insurer: Pumpkin

By: HOBBS/GHADA KHALIL

August 29, 2023

Excellent Customer Service

Excellent Customer Service. Simple, easy and such a great investment, takes the stress out of deciding what is best for our dog.

Insurer: Embrace

By: Happy client

Verified August 29, 2023

Appling

Was easy to apply!!

Insurer: Pumpkin

By: Gerry Bennett

August 29, 2023

Spot insurance company lies and commits fraud

These people file claims fraudulently and make up lies as they go to suit their agenda. I'm sure they will not reply to my many emailed attempts to discuss this but they will comment to this review bc all they care about is optics, not if your pet lives or dies. Also as another review stated, their phone lines are a scam and every call gets dropped.

Insurer: Spot

By: Jamazing

Verified August 29, 2023

Just dealing with a stubborn app

Just dealing with a stubborn app. They denied all my pet claims without any call. Just app-blocked. They could reach out to my vet to get my invoices approved but they would rather deny my claim.

Insurer: Figo

By: customer

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