154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 20, 2023

Very easy to negotiate

Very easy to negotiate. Quick response and quick payment. They answered my questions quickly and made the process easy

Insurer: Fetch

By: Carol

Verified August 20, 2023

I was lied to I was told that when if I…

I was lied to I was told that when if I adopted an animal from the shelter and signed up within 24 hours for insurance the 15-day wait would be waived. I am being asked for the same documentation that I have submitted on multiple occasions even though I signed up for the wellness benefit as well.

Insurer: Fetch

By: RAFAEL V

Verified August 19, 2023

Great customer service

Great customer service! We adopted an 8 month old puppy from the Tampa Humane Society and suggested that we purchase pet insurance and we are very grateful that we did. It was discovered by our veterinarian that our puppy needed surgery for a hernia and needed to see a soft tissue surgeon due to the location of the hernia. The surgery cost was $4,300, and it was covered by the pet insurance, we were reimbursed 80% of the cost. We highly recommend this pet insurance!!

Insurer: Fetch

By: Elizabeth Toledo Salabarria

Verified August 19, 2023

Emergency care

My dog had an emergency in another state. With my insurance and meeting the deductible for the year I was able to get my 80%.

Insurer: Fetch

By: Sindy Carpency

Verified August 19, 2023

Fast response

Fast response, detailed explanation of benefits, friendly service, reimbursement arrived via direct deposit. I feel very good about my monthly insurance payments because I know that Embrace will be there when vet bills come up for a senior kitty.

Insurer: Embrace

By: Mozzer

Verified August 19, 2023

Insurance

so far I havent used the insurance, as it is not effective until the 26th. will start using once policy is effective. seems reasonable in price. will let you know. Thank you.

Insurer: Spot

By: Doreen Sowers

Verified August 19, 2023

Prompt response and answers to…

Prompt response and answers to questions.

Insurer: Trupanion

By: Luba

Verified August 19, 2023

Easy to understand what I was signing…

Easy to understand what I was signing up for.

Insurer: Trupanion

By: Bristow VA

Verified August 19, 2023

Chat was very helpful in explaining how…

Chat was very helpful in explaining how the deductible works.

Insurer: Trupanion

By: Fran

August 19, 2023

Misleading deductibles

When you start running the numbers, you will realize that you were paying far m ore than 20% deductible. Great example ER visit 437. They do not cover the ER charge which was 195. Which means my actual deductible was almost 50%, not 20%. They do not cover vet fees or ER fees. This is a workaround to not actually tell you exactly what they charge as a deductible. It's a dishonest practice. And I would stay as far away from healthy paws as I could. Unfortunately I've had them for 4 years and my dog is seven. So going somewhere else is going to be costly but I truly dislike deceptive trade practice.

Insurer: Healthy Paws

By: Deborah Lira

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