154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 15, 2023

Great super fast service.

Great super fast service.

Insurer: Spot

By: K Neumann

September 15, 2023

Constant communication

Constant communication is great

Insurer: Pets Best

By: Marlene Naranjit

Verified September 15, 2023

Always responds fast on claims

Always responds fast on claims. Most people I have spoke to our friendly

Insurer: Spot

By: Tina W

September 15, 2023

Misleading insurance - don't recommend

Unfortunately I had thought I found a great pet insurance provider with Fetch. I have been using Fetch for 3 years with our Dog. I had the highest of the insurance plans with unlimited coverage, low deductible and high reimbursement rate. I accepted Fetch's increased yearly renewal fee as I wanted to best coverage for our dog. This year when my plan was renewed they automatically dropped me into their low-end insurance plan saying we used our insurance to a level where they paid for insurance claims higher than our monthly amount so we were automatically reduced into a low-end offering and nothing we could do about it. This is completely upsetting - after all, isn't insurance supposed to be used? After speaking with 2 Fetch representatives (manager) they called attention to fine print somewhere which is their loophole to doing this unfortunate action. Fetch will penalize you for actually using their insurance. I don't recommend moving forward with choosing Fetch as your animal insurance coverage- if you ultimately end up using your insurance you will get penalized. As a high advocate for dogs and as someone who is very involved in national dog groups and leading my own chapter, I will be letting all my alliances and members know this is not the insurance to choose if they want best in class support. This is very unfortunate as I wanted to very much like Fetch and had a few good experiences with them, but was proved very wrong.

Insurer: Fetch

By: BONNIE BOYES

Verified September 15, 2023

I was really unsure about what pet…

I was really unsure about what pet insurance company to go with . It took me the longest time to go through them all and pick. I was so worried about it becoming more of a headache, I was worried about having to fight with an insurance over claims and it being more stressful than beneficial. But I took a chance and signed up my two frenchies with SPOT. I am here to tell you I’m so glad I did . Like beyond happy I became a SPOT client. It’s so easy to submit claims, the app is perfect, easy to navigate. The company has been so kind, over the phone, through email, always so kind!! The specialty hospital we go to has had to communicate with SPOT and all they could tell me was how amazing their customer service was and how nice the representative was . I was thrilled to hear SPOT was not only wonder to us but also to the hospital we work with. This company has allowed me to save my girl, she was able to have a surgery done that saved her life and they made the whole process stress free for me on the financial end of it. So grateful I’m A SPOT client , hope they never change.

Insurer: Spot

By: Meg Ammari

September 15, 2023

The company has very pleasant and…

The company has very pleasant and patient call takers. Unfortunately, the methods of actually approving claims are ridiculous. My dogs claim was entered over 3 months ago, and PetsBest keeps claiming they didn’t receive medical records, when I myself, as well as my vet, sent them. I’m more than frustrated and angry, and I’m owed over $5,000, which I don’t believe they want to pay. Excuses excuses! PetsBest needs to do a better job!

Insurer: Pets Best

By: Tonya Hodgson

Verified September 15, 2023

We are extremely pleased with Spot Pet Insurance.

So far we are extremely pleased with Spot Pet Insurance. This is the first time we have ever purchased Pet Insurance, so were a bit apprehensive at first. We have a Pembroke Welch Corgi (Zoe) and after reading about the breed, we felt that we should buy pet insurance while she was still a puppy. We are very glad we made this investment. Zoe has had a couple of issues that were fairly expensive to diagnose. Spot Pet Insurance responded pleasantly, quickly, and accurately to all questions we had about each incident. They also processsed each claim expiditiously. We highly recommend Spot Pet Insurance for anyone interested in purchasing pet insurance.

Insurer: Spot

By: Robert L.

Verified September 15, 2023

Claims

I am very happy with how fast they process my claims

Insurer: Spot

By: Christina Reinhard

Verified September 15, 2023

Arnold & Truman The Doods are so happy…

Arnold & Truman The Doods are so happy that we have the Best Health Insurance to keep them healthy. I would recommend them to all pet owners.

Insurer: Spot

By: George Christos

September 15, 2023

QUICK

This was the quickest turn around on filing a claim and getting approval. Still awaiting the deposit but at this point it has only been 2 days.

Insurer: Pets Best

By: Dana Haydel

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