154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

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Verified September 16, 2023

East to work with

East to work with

Insurer: Spot

By: Faye Slayton

Verified September 16, 2023

Affordable and fast

Super easy to make a claim with fast results. We bought one with a low deductible and higher coverage at a very affordable price for us. Made a claim and within 7 business days of the claim we had our money direct deposited into our account without questions.

Insurer: Spot

By: Valerie

Verified September 16, 2023

Your Customer Service is outstanding

Your Customer Service is outstanding. All of the ladies that I had a pleasure speaking to helped me get through the process of signing up, how to navigate the system for both of my new babies. I feel very comfortable knowing that if I need something explained or help in any way that your team will be there for me. Additionally my claim was filed immediately and withing days a refund was in my account. I can't say enough about the insurance and your team. I have recommended you to everyone that asks me who I have insurance with. Thank you!

Insurer: Figo

By: Linda Bagley

Verified September 16, 2023

Easy to file a claim

It is easy to file a claim and the claims have been processed within a few days! Funds are direct deposited into our account

Insurer: Spot

By: Ellen

Verified September 16, 2023

1 month down, so far good!

I am a first time pet owner, and a college student so saving money while also being a responsible person led me down a rabbit hole of pet insurance. After some digging I found Spot and so fair it has been lovely! I’ve only had it for one month, and only done one claim but with my plan ( I think I have gold?) it covered almost about 90% of the vet bill (vaxs, wellness exam, etc). Process was super easy and took about a week for the claim to come through. Can’t complain! Great ease of mind having my fur baby covered!

Insurer: Spot

By: Ally Greco

Verified September 16, 2023

Timely manner for the claim to be…

Timely manner for the claim to be processed. Easy to navigate.

Insurer: Spot

By: Kathy Waldrop

Verified September 16, 2023

So thankful

Not sure where I would be today without this coverage. This has been a lifesaver during TPLO. So easy. Money was there when I picked up my pup.

Insurer: Trupanion Canada

By: Jon

Useful
September 16, 2023

My dog was insured with Fetch since 2015

My dog was insured with Fetch since 2015 which was back then Petplan and Fetch took over sometime through the years. In 2023 I made my first claim for a dental procedure due to periodontal disease. Fetch made every possible way to deny my claim. For example, in 2020 it was during the pandemic when most vets are not taking in any annual exams only emergency cases. My claim was denied because my dog did not get an annual exam every year despite it was during a pandemic. They also never ask for me to submit the medical record in 2015 when I started the policy. However, right now they are saying I am unable to provide the medical record in 2015 therefore the claim is also denied. They are finding every excuse to deny my claim. If you want to be scammed by this company then continue insuring your pet with Fetch.

Insurer: Fetch Canada

By: Nina

September 16, 2023

Don't plan on this to come to your rescue.

My pet became ill and required critical care and hospitalization. I had a $500 deductible with my 90% coverage. Only one emergency hospital in the greater Toronto area was willing to accept coverage from the insurance company and as a result my pet did not make it. I was perplexed as to why that was..until I saw how much I was being reimbursed for. So of a hospital bill of around $1400...I ended up paying almost $1000 and for a vet bill of $1200...I ended up paying almost $900. So it's clear that this So called 90 % coverage with no caps is not true even with a $500 deductible. For all those pet owners who think that this coverage will cover an icu visit, think again. And they sent my limited reimbursement via cheque when its 2023 and my policy payments come out direct deposit. Never ever again!

Insurer: Trupanion Canada

By: ann marie s

Verified September 16, 2023

Very fast to response

Mochi had two visits, and spot paid most of both

Insurer: Spot

By: Arash Keshavarzi

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