154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 19, 2023

You suck

You suck, I paid and are asking to have me process payment all over again. So yeah, you suck big time!!!!!!!!!!!!!!!!!!!

Insurer: ASPCA

By: Oscar Garcia

Verified September 19, 2023

I submitted my first claim and it was…

I submitted my first claim and it was handled fairly quickly. I am a new member so I have not accessed all the benefits you offer yet.

Insurer: Spot

By: Lillian Allen

Verified September 19, 2023

Easy claim processing with generous…

Easy claim processing with generous reimbursement. Great customer sevice!

Insurer: Spot

By: Rica Hatch

Verified September 19, 2023

Professional and Timely

Spot Pet Insureance has been very professional and timely in handling our dogs claims.

Insurer: Spot

By: Bill Burdette

September 19, 2023

Highly recommend Many Pets

Very fast claim process, coverage is great, and fairly priced for what it covers. So far the experience has been great. I also really appreciate their policy on pre-existing conditions and the 18 month window - super helpful as my dog had eye surgery several years ago but is now experiencing other eye issues that are now fully covered.

Insurer: ManyPets

By: Julianne Walkiewicz

Verified September 19, 2023

Enrollment was very simple snd easy to…

Enrollment was very simple snd easy to understand. I also received a welcome call which was a really nice surprise!

Insurer: Spot

By: Michelle Bernetich

Verified September 19, 2023

Fair and affordable

Coverage is quite clear ,no problems submitting claims

Insurer: Spot

By: Sheila

September 19, 2023

I've filed numerous claims and all have…

I've filed numerous claims and all have been denied. Most recently I was sent an email stating all of the pre-existing conditions. One of which was vomiting and tartar build up. Literally there's an excuse for everything. I was then provided the terms and conditions again. I would have been better off saving the monthly $70 to put towards my pup's needs.

Insurer: Embrace

By: Barbara Pagan

Verified September 19, 2023

Caring people

They respond right away. Explain all the questions you may have. All in all very considerate

Insurer: Spot

By: Germaine Clemente

Verified September 19, 2023

SPOT lived up to its end of the agreement when it was most needed!

The matter of most importance is whether an insurance group will make good on "their" end of the agreement. In my experience, SPOT Pet Insurance has done so without reservations or difficulty. This past year was medically challenging for one of my dogs. He required specialized medical attention and therapy. I can say without any reservation that SPOT honored ALL of its contractual agreements, provided reimbursement funds in a timely matter, and its recordation of the aforementioned was easily available and timely. This was the first time I truly needed SPOT to come through for me ... it did ... and it cemented (again) why I personally believe pet insurance is crucial. Having SPOT has permitted me to make difficult decisions based upon medical objectives and veterinary care without feeling the constraints that financial concerns are the primary basis for a decision or prevention of needed medical care. Thank you, SPOT, for keeping your end of the agreement.

Insurer: Spot

By: Jim Hyneman

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