154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 20, 2023

I just submitted my first claim

I just submitted my first claim, and the process was quick and user-friendly.

Insurer: Embrace

By: Jackie Corn

Verified September 20, 2023

The young lady I talked to was very…

The young lady I talked to was very friendly and knowledgeable. She was kind, gentle. She showed me kindness about my dogs medical problem . Because of her kindness I know my dog I will be able to get him the care he needs.

Insurer: Trupanion

By: Georgia Tucker

Verified September 20, 2023

Excellent pet insurance!

Excellent pet insurance!! Never had a problem getting reimbursed. I would highly recommend Spot Pet insurance!!!!

Insurer: Spot

By: JOHN

Verified September 20, 2023

Coconut Roo loves Spot!

I signed up for Spot Pet Insurance when I adopted Roo and so glad I did! Roo has been to the vet for various reasons over the past few years and it has been a great experience with every claim I have submitted. I would highly recommend Spot to other pet owners!

Insurer: Spot

By: Susie Roo’s mom

Verified September 20, 2023

Great and easy process

Great and easy process! Love it

Insurer: Figo

By: Ana

Verified September 20, 2023

Website is very easy to navigate and…

Website is very easy to navigate and their response is fast and absolutely amazing.

Insurer: Spot

By: Donna Sousa

Verified September 20, 2023

Trupanion reliably comes through

I don't normally write reviews. But Trupanion has been so consistent and reliable about covering my cat that it deserves people to hear about it. I insured my cat as a kitten 7 years ago. It turned out that the lovely kitten I had was going to be subject to several chronic health problems. For the first time in my life I'm on a first name basis with my vet because I see her so often. My cat actually has three vets: his ordinary vet and two specialists. I've lost count of all the ultrasounds, xrays, etc that he's had. Trupanion has paid it's share of every single one. The one and only time they quibbled was when we accidentally claimed for the same procedure twice. And the customer service sorting that out was extraordinary. Submitting claims is straightforward. Approved claims deposit straight into my bank account in a matter of days consistently every time. I don't have a single complaint.

Insurer: Trupanion Canada

By: Lynn

Useful
September 20, 2023

Couldn’t enter the number in App

I cannot enter the invoice amount on the APP, I have to go through the web page or email.

Insurer: Embrace

By: Ting Yang

September 20, 2023

Very slow in paying claims

The whole purpose for insurance is that you won't be put into a financial bind when tragedy strikes. We had to front $5,000 for a surgery. We are now three weeks post-op and our claim has yet to be processed. I called them two weeks post-op and all they did was apologize for the delay. Apologies do not pay the bills.

Insurer: Pets Best

By: byron

Verified September 20, 2023

Best decision ever!

I am so happy that l decided to get insurance on my sweet fur-baby Daisy! And SPOT has been a terrific choice! The coverage has been great and the hardest part of the paper work has been to ask for an itemized statement from the vet. You can do the paper work from your phone and get direct deposit of your check. There may be some years that what we pay in is more than what we get back but the peace of mind when your pup eats a twister seal😳 or whose face swells up and has vomiting and diarrhea after a bee sting 🥺 and you dont have to WORRY about going to the vet is worth the other years! We love SPOT!!! ❤❤❤

Insurer: Spot

By: Susan

Compare top pet insurance providers plans.