154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 22, 2023

An essential pet owner item…

Spot has truly looked after our dopey cat, who is always getting into something. It’s given us peace of mind multiple times over the last year. 10/10 would recommend!

Insurer: Spot

By: Ashley C

September 22, 2023

Nothing Seems to Be Claimable

Haven't had the insurance long enough for my dog to capitalize on its worth, but from the start it has been "pre-existing" this, etc. I'm shelling out $102 per month and maybe one day, although we never want anything bad to happen to our pets, I will thank myself for buying it.

Insurer: Embrace

By: Gary

Useful
Verified September 22, 2023

Got reimbursed within a week

Got reimbursed within a week, thank you!!!

Insurer: Spot

By: kara ann

Verified September 22, 2023

I don’t like that I pay extra for…

I don’t like that I pay extra for preventive care and only a very small percentage is covered especially vaccines. We give them to our pets so they don’t get severely sick. The insurance would have to pay out a lot more in costs if we don’t give our pets essential vaccines. Insurance should cover a larger percentage as they do for humans. Also drug plans should be available for pets.

Insurer: Spot

By: Toral Naik

September 22, 2023

Peace of mind

Our dog Kaya was diagnosed with Lymphoma in February of 2023 and was given 4-6 weeks to live without any treatment. We chose to send her for chemotherapy. Trupanion was amazing with payments for her vet bills/ bloodwork/medications and chemotherapy at the OVC hospital. They even covered a treatment that had to be authorized to come from another country since the original treatment was not working. It was a comfort not having to be concerned with extensive medical bills so that we were able to focus totally on our girl. Trupanion made it quite easy to submit everything needed. Sadly Kaya lost her battle with cancer in June but it was a comfort knowing that we were able to offer her everything we could to allow her that extra time with us and I have trupanion to thank for that!

Insurer: Trupanion Canada

By: Lori Colquhoun

Verified September 22, 2023

Spot makes it easy

Spot makes it easy. Easy to understand and choose coverage and easy to complete the claim form. Claims are processed very quickly.

Insurer: Spot

By: Barbara Martin

Verified September 22, 2023

Submitting claims and talking with the…

Submitting claims and talking with the company for questions/clarifications is easy and quick

Insurer: Healthy Paws

By: Alyssa Carroll

Verified September 22, 2023

Customizable insurance

The insurance is customizable depending on what you need and can afford, which is super nice. App interface is easy to navigate through as well. So far, I’ve had positive experiences from them!

Insurer: Spot

By: Amanda

September 22, 2023

Insurance for our cat

After an emergency trip to the vet and a lot of out of pocket expenses we decided to get insurance for our cat. I took her for shots and a well visit and her wellness plan covered most of our cost. So far I'm very happy with her insurance plan

Insurer: Pets Best

By: April Harter

September 22, 2023

First time pet owner

I am a first time pet owner. I had no idea of where to begin and was afraid of purchasing a costly policy filled with a lot of fluff. I used my bank product listing and found Embrace. The agent I spoke to was very knowledgeable and had pleasant customer service skills. He was patience in answering all my questions as well as helpful in helping me put together a policy I am pleased with. I am definitely impressed at how easy it is to submit a claim and the amount of time it takes to receive the reimbursement. I have, since purchasing this policy reviewed other companies and have decided I will remain with Embrace. I am pleased with professionalism and service I have received from agents of Embrace.

Insurer: Embrace

By: A.M

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