154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 29, 2023

Scam insurance

Similar to multiple reviews on here, all my claims got rejected because they consider diarrhea as a pre-existing condition. This is not written in their agreement which specify “any illness, injury, or behavioral condition” not mentioned in prior checkup are excluded in coverage. I appealed and asked them to prove that diarrhea is an illness in my case but they keep making up reasons that i’m missing documents and paused my appeals. My pup has been very healthy per my vet’s notes but it’s very common in young puppies to have diarrhea, especially those that have an active lifestyle. My husband had some discount from his work to join Fetch and now we really regret our decision. We wouldnt mind paying more premium for a piece of mind. I wonder why Fetch insurance is still in business when their communications show a lack of medical knowledge and a misrepresenation of their legal document.

Insurer: Fetch

By: Tam Tran

September 29, 2023

Life saver

Two years ago today, I found out my little man had a tumor on his heart that was leaking fluid. I thought my days were numbered with him. Since then, he’s had 3 heart surgeries, a round of radiation, chemo, a tumor removed on his leg, hypertension, blood clots on his lungs, a late night seizure which resulted in a tumor on his brain, another round of radiation and chemo. He’s on countless meds and gets scans every 8 weeks. The silver lining is he’s still here! Going strong! He wouldn’t be here without pet insurance! They have not questioned one thing. I preach all the time, if you love your pets, get pet insurance. 🥰 #DougtheDog

Insurer: Healthy Paws

By: Robyn

Useful
Verified September 29, 2023

I hate that our pup got sick

I hate that our pup got sick, but thank goodness we had the insurance for unforeseen health that is very expensive. She is doing so much better. Hope nothing else goes awry.Pumpkin would be my ONLY recommendation to other dog owners.

Insurer: Pumpkin

By: customer

Verified September 29, 2023

Fast service

Fast service! No problems

Insurer: Spot

By: Cara

Verified September 29, 2023

Solid Service

Reasonable rates. Claim submission is a breeze with responses normally within a week.

Insurer: Spot

By: A Nav

Verified September 29, 2023

Amazing

Amazing! Easy to use app, quick reviews and reimbursements after submitting all the medical records. They are true to the contract and zero hassle! So happy with Spot insurance for my large breed dog!

Insurer: Spot

By: Jillian Hammes

Verified September 29, 2023

Spot is more than reasonably priced for…

Spot is more than reasonably priced for the coverage you get. Very quick returns on reimbursements and great customer service.

Insurer: Spot

By: Randall Vanscoy

Verified September 29, 2023

First full year on insurance!

Thankfully my young guy has not had anything too horrible; Howe we’ve had a few unexpected issues and I have had no problems submitting his claims nor receiving the reimbursements. They are pretty timely; and I’m very pleased with the knowledge that I have him covered for unexpected issues.. I’m very grateful to know SPOT is in our corner:)

Insurer: Spot

By: Lisa

September 29, 2023

There When Needed

Pets Best has been there when I needed them. My dogs and I are grateful.

Insurer: Pets Best

By: Jim Lykins

Verified September 29, 2023

Great Insurance

Easy to navigate online.

Insurer: ASPCA

By: Heidi

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