154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 30, 2023

Embrace makes claims submission and…

Embrace makes claims submission and repayment seamless. Thank you.

Insurer: Embrace

By: Anne Lee

Verified September 30, 2023

I just want to say Rebecca was great

I just want to say Rebecca was great, has great customer service. Thank you for helping me look for a plan that suits me oh my my baby dog you help her get coverage? Think you’re very much for the time and patience with me. Thank you, Rebecca.

Insurer: Prudent Pet

By: David Valdillez

September 30, 2023

When I signed up for Embrace…

When I signed up for Embrace approximately 2 years ago, the cost to ensure my dog was $600 a year. Unexpectedly, Embrace has now than doubled the yearly cost and wants me to pay over $1300 a year for the same coverage. I tried to call to talk to someone at Embrace about this, but they were unable to help and only offered to "change my coverage around" which would only reduce the cost by a couple hundred or so and increase my deductible etc. I understand costs can rise, inflation, pet age, etc. However, more than double isn't right. $1373 for one dog with a $700 deductible is wild...why am I paying more for one pets insurance than my own car or health insurance? I want to change providers, however, I'm aware most insurance companies won't cover any illnesses that arose during the coverage period of previous insurer, essentially leaving the insured with little to no options to go elsewhere if they want to stay covered for the same conditions. I think this is pretty unfair to the little guy, scummy, rigged, and not a practice of integrity. Embrace shouldn't feel good about these practices. More than doubling, the cost of insurance isn't acceptable, but they do this knowing once you're locked in you can't really switch to another provider. Also, I've had to fight tooth and nail to have previous claims covered, go through lengthy appeals processes, etc. They take their sweet time and try to deny you when you rightfully submit claims. Embrace likes to respond to these types of complaints without any helpful resolution.... just skip the reply unless you're actually going to help.

Insurer: Embrace

By: Maria March

Verified September 30, 2023

You get what you pay for

You get what you pay for. These guys aren't the cheapest, but I did my homework and their coverage is very broad. I've made claims and been reimbursed promptly per the policy. They don't mess around with tiny print exclusions. I've insured my two goldens with them for over a year now and am happy for the peace of mind that they pay what they owe and I get what I expected.

Insurer: Spot

By: LISA WITTE

September 30, 2023

Thank you!!

Thank you!!! God blessed you! Have a wonderful day!!

Insurer: Nationwide

By: Marissa Szmanda

September 30, 2023

Simple process and quick reimbursement

Simple process and quick reimbursement. Easy peasy! If you care for your pets then having Pets Best is the only way to ensure their overall well being is covered.

Insurer: Pets Best

By: Lori Dominguez

Verified September 30, 2023

Insurance makes a huge difference

Our sweet girl Lily was diagnosed with a large liver mass. Fortunately it appeared to be able to be fully removed by a liver lobectomy. The cost estimate was $8000-$10,000. Without Trupanion we would have had to make the very difficult decision to not have it removed but because we did have Trupanion she had her surgery. Dr Reist and the team at Blue Pearl in Renton were wonderful taking care of Lily and the preauthorization and payment was so easy. Thanks to the Blue Pearl Team and Trupanion Lily is recovering wonderfully at home and I get to spoil her for hopefully many years more.

Insurer: Trupanion

Veterinarian: Blue Pearl Renton

By: Teresa

Useful
September 30, 2023

If you own a pet

If you own a pet, if you love your pet as you love your children, you have insurance on them because they are Also your family. I have looked at All and had a different insurance on my last fur baby who had pancreatic cancer . Thank goodness I did,6500.00 in 9 months. Embrace is better then what I had before. When you become a proud new parent to a fur baby, Get Embrace. Foxie has 15000.00, 100.00 deductable and is covered 90%. It cost less per month then what you would pay for 2 people to eat dinner out! Or 4 people eating fast food.

Insurer: Embrace

By: Foxie Dog

September 30, 2023

I received 7 emails

I received 7 emails, 4 telling me my claim was denied and 3 telling me it was approved for a small fraction of what we paid. It also took 2+ months to receive these confusing responses.

Insurer: Pets Best

By: Adrienne Cardenas

Verified September 30, 2023

Refund speed

The process to submit claims and receive the money with direct deposit is seamless. Many times once the claim has been paid out I get the refund same day.

Insurer: Spot

By: Janelle Guzman

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