154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 02, 2023

Spot has been great

Spot has been great. The monthly price isn’t bad either. I have my older pup on another pet insurance thru my employer and I pay less for better coverage thru Spot. Claims are paid quickly and so far they have been great.

Insurer: Spot

By: Nydia Lopez

Verified October 02, 2023

Highly Recommend

After doing much research. I decided on Trupanion for my Kitties health insurance. I worked directly with representative Rebecca C. and could not of been happier. She answered my questions with ease. My experience to date with Trupanion has been nothing short of OUTSTANDING!!!

Insurer: Trupanion

By: Belinda C.

October 02, 2023

Eh not surprised

Eh, you get what you pay for. $45 a month for major medical. I knew signing up they had limits per procedure but different areas like CA have higher prices compared to other areas like the Midwest. If you're doing research on pet insurance I'd suggest other companies. Just some references, emergency vet bill 3.5k, paid out 1.1k, MRI 2.9k paid out $300, neuro 6.8k paid out 1.9k. They do pay out fully on prescriptions and wellness care but for emergencies, the policy limits are very low.

Insurer: Nationwide

By: Bobby

October 02, 2023

Shady Business

If I could give Spot Insurance zero stars I would. I’ve filed 2 claims for my dog already and they keep denying the claim because they are requesting a note from my veterinarian, however they’re requesting a note from a veterinarian that my dog isn’t even seeing. The receipts I provided clearly show Affordable Animal Hospital as his veterinarian, but they keep requesting it from a different office called Riverdale Animal Hospital. They are a scam and I’m filing a chargeback with my bank tomorrow. Please get pet insurance for your dog elsewhere and save yourself the time and money. Steer clear!

Insurer: Spot

By: Jerry Phouthavong

Verified October 02, 2023

Love the 24/7 helpline

At 2am, I called for the first time and had a kind, knowledgeable gentleman help me. He even enrolled me after he helped me understand my choices

Insurer: Trupanion

By: Karen J. Gonzalez

Verified October 02, 2023

Great and quick!!

Great and quick!!

Insurer: Spot

By: Alon Lieberman

October 02, 2023

Always great service and quick payment.

Always great service and quick payment.

Insurer: Embrace

By: Diana Maberry

Verified October 02, 2023

I would definitely recommend spot

I have had spot Insurance for my cat and dog for about a year now and been super happy with it. Was previously with a different company which was a lot more difficult to work with. Would definitely recommend.

Insurer: Spot

By: Yvette Kingston

Verified October 02, 2023

Good customer service makes a difference

I considereal getting pet insurance for quite some time, and I looked in detail at many policies before selecting Spot. When I called to find out how to do my initial claim, I was very disappointed when the Spot representative told me I had to do it online through your website. At that time, my computer had just crashed. Needless to say, I was ready to cancel. Fortunately, when I called back I spoke with a different rep, and she was so positive and helpful. I completed the claim through the mail, and it was processed by Spot in good time. I now have no plan to cancel my pet insurance. I really appreciated the time that second representative took to help me. With her, Spot pet insurance has a valuable asset in customer service.

Insurer: Spot

By: Beth Starkey-Hill

Verified October 02, 2023

I like the insurance so far is going…

I like the insurance so far is going great with the invoices and all Tha KS

Insurer: Spot

By: Me.

Compare top pet insurance providers plans.