154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

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Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

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Trupanion

63,007 reviews

4.8

Category with most reviews

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Verified September 26, 2023

Affordable, easy to use, and excellent coverage!

Affordable, easy to use, and has covered needed puppy procedures. I appreciated the ability to customize a policy for the coverages and costs I was looking for. We have 2 puppies (one is now 2 years old and the other is turning 3) that we've purchased insurance through Spot for. We purchased only the accident / illness policies, not the wellness and also opted for higher deductibles to keep down the cost of the policies. The younger puppy has needed a few surgeries related to his eyes that was unforeseen; however, the surgeries helped alleviate the problems and the insurance greatly enhanced our ability to afford the procedures. The app and the claims process were very easy to use. I highly recommend taking a look at Spot if you don't have insurance for your pet.

Insurer: Spot

By: Ed Frere

Verified September 26, 2023

Always receptive

Always receptive. So easy to submit a claim online and I get reimbursed very quickly.

Insurer: Spot

By: Anonymous

Verified September 26, 2023

I love spot ins they have been a big…

I love spot ins they have been a big help to me and my fur baby Recee. I tell everyone about Spot

Insurer: Spot

By: Robert York

Verified September 26, 2023

The swiftness that the claim was…

The swiftness that the claim was reviewed and completed. I wasn't sure what to expect, especially with the claims being sent in on a Friday. The appt ended up being more expensive than expected, so I was hoping it would be a fast turn around and it was!!

Insurer: Spot

By: Candace

Verified September 26, 2023

I chose ASPCA Pet Health Insurance

I chose ASPCA Pet Health Insurance after reviewing several different companies plans. I like the options of plans ASPCA offered and overall benefits.

Insurer: ASPCA

By: Linda Griffiths

Verified September 26, 2023

I think setting up the account was very…

I think setting up the account was very easy, and the options for the needs I had were met with options that they had, I will recommend this to everyone I know,also!

Insurer: ASPCA

By: Maria Espaillat

Verified September 26, 2023

Very kind customer service Feeling of peace of mind.

Very kind customer service and the peace of mind that my puppy will be taken care of in an emergency.

Insurer: Trupanion

By: Janet Steiner

September 26, 2023

Claim Submission

Claim easy to submit. This was my first experience in submitting claims on my pet insurance policy. I would reserve 5 star rating for reimbursement timeframe

Insurer: Embrace

By: Cathy S

September 26, 2023

Premium Increases Are Insane

I have had ASPCA insurance for my cat for several years. I have no complaints whatsoever with their claims processing or customer service. I have had to appeal a couple of claims and have had a positive outcome. However, the annual increases in policy costs are absolutely unconscionable and the explanations for the increases are generalized and not sufficiently supported. My premium increase 30% last year and this year will increase an additional 50%! There is no reasonable justification for such increases year after year, except that they can get away with it. If your pet has preexisting conditions, they will not be covered by another company. The only option the policyholder has to mitigate the cost is to reduce coverage in some way. Hardly a customer-friendly policy.

Insurer: ASPCA

By: Joann Able

Verified September 26, 2023

The buying experience is not user friendly

The buying experience is not user friendly. Why isn't it clear when policies take effect? Why isn't a physical policy sent to my home? Where are the instructions on how to get payouts?

Insurer: ASPCA

By: Anne Wyckoff

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