154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 30, 2023

Good customer service! The representative walked me through…

The representative walked me through the coverage and was very helpful with his responses to my questions.

Insurer: Trupanion

By: REMcustomer

September 30, 2023

Amazing pet insurance

We have had MetLife pet insurance since our dog was a pup and they have always taken great care of us. Their claim service is so easy and communication is always there if we ever have questions. Highly recommend

Insurer: MetLife

By: Jennifer

Useful
Verified September 30, 2023

Fast Claim Processing and People Who Care

We’ve had healthy paws for about a year. We adopted a dog who lived on the streets as a puppy, and wanted the security of a plan that didn’t have out of pocket maximums, as we weren’t sure what to expect. Healthy Paws processes claims very quickly, and even takes the time to follow up and ask how the animal is doing. Their rates are very reasonable. I’d highly recommend.

Insurer: Healthy Paws

By: Andrew Willman

September 30, 2023

Reimbursement great

So much peace of mind to know puppies are protected

Insurer: MetLife

Veterinarian: Western pet health

By: diane

Useful
Verified September 30, 2023

This was my first claim with Spot…

This was my first claim with Spot Insurance. It was as easy as they said it would be. You take a picture of the receipt and send it to them. They keep you informed of the status

Insurer: Spot

By: Jennifer Wilson

Verified September 30, 2023

Real easy to tlk too and changes can be…

Real easy to tlk too and changes can be made easy also. And reps are very knowledgeable and respectful

Insurer: ManyPets

By: Robert Sanchez

September 30, 2023

Great coverage and timely payment

I recently had to spend ~$7000 for my sick cat, some from regular vet and some from specialist appointment. I had 90% of it reimbursed after $450 deductible. I'd be in a very difficult position if I didn't have insurance from Fetch.

Insurer: Fetch Canada

By: :p

September 30, 2023

Don't plan on this to come to your rescue.

My pet became ill and required critical care and hospitalization. I had a $500 deductible with my 90% coverage. Only one emergency hospital in the greater Toronto area was willing to accept coverage from the insurance company and as a result my pet did not make it. I was perplexed as to why that was..until I saw how much I was being reimbursed for. So of a hospital bill of around $1400...I ended up paying almost $1000 and for a vet bill of $1200...I ended up paying almost $900. So it's clear that this So called 90 % coverage with no caps is not true even with a $500 deductible. For all those pet owners who think that this coverage will cover an icu visit, think again. And they sent my limited reimbursement via cheque when its 2023 and my policy payments come out direct deposit. Never ever again! UPDATE: I spoke to someone to get assistance on the charges. I asked for a summary of all billings since they are disputing my statements. I'm being told they can't produce a summary??? REALLY..never again. I will remain one of your biggest detractors...that's the least I can do for my deceased pet. UPDATE: October 14, no one from Trupanion has reached out to me. I keep on providing my account details on this forum and radio silence. Still have not received my itemized statement of account. I will say it again,beware...keep your cash and maybe unlike me your fur baby will survive.

Insurer: Trupanion Canada

By: ann marie s

Verified September 30, 2023

I haven’t received any follow up on the…

I haven’t received any follow up on the policy purchase on 9/24. Also the elections selected were incorrect and no way of me changing it. No one has contacted me for any updates and I am thinking of withdrawing my money back

Insurer: ASPCA

By: Alison Durante

Verified September 30, 2023

great and dependable insurance company

as I have had this policy for three years I didnt have to use it until this year my animals have been very healthy and well. as the years add up with my dog Lexi she has not had a good year. an enlarged heart and major stomach issues that require her a strict diet and watchful care of the vets. this insurance company has been nothing but helpful and quick to follow through with all the claims. I recommend this company to my friends and family all the time and I don't think they understand the need for pet insurance the way I do.

Insurer: Pumpkin

By: K Collins

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