154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 03, 2023

you guys are truly the best!

you guys are truly the best! my most recent claim was processed in literally a day! we couldn't be more grateful!

Insurer: Pets Best

By: Shelly Malleis

Verified October 03, 2023

Wonderful service!

The rep who helped me was very professional, informative, friendly and funny. She explained the information in a way easy to understand and made the experience of purchasing pet insurance very smooth and easy.

Insurer: Trupanion

By: Michelle B.

Verified October 03, 2023

I sent in a set of claims 29 days ago.

I sent in a set of claims 29 days ago. 1 of the claims was processed and approved in 14 days. All other claims are still waiting for review. I'm told it takes up to 30 business days to review after receipt of medical history etc. So, by my math, 4 weeks so far and possibly up to another 6 weeks for review of the other claims. I am new to embrace, but I have used other per insurance companies in the past. In comparison, Embrace appears to be either the most thorough pet insurer or they may be understaffed to process claims in a timeline comparable to other pet insurers. My advice to anyone considering Embrace is to accept that time to process claims may be lengthy. I am still waiting for the outcomes of my claims. This review is factual as to my knowledge. I would not be writing this review at this time other than because I received a request to do so from Embrace themselves. I would have preferred to provide a proper review upon completion of processing of the claims submitted. At this point it is not clear what is happening other than the limited information shared to date as noted above saying it could take another 30 business days (that's another 6 weeks following the first 4 weeks and counting). I look forward to the outcome of my submitted claims.

Insurer: Embrace

By: Matt.

Verified October 02, 2023

Fast complete service. They actually answer the phone & you get a person.

They answer the phones, they have great customer service & support.

Insurer: Figo

By: LC

October 02, 2023

I have had Trupanion for almost 2 years…

I have had Trupanion for almost 2 years now. I never had any issues in submitting claims or receiving the credit/refund due. I submitted a claim on 9/12 and as of today - 10/2 no one has even looked at it. I was told it would be an additional 2 weeks that there is a new system migration causing claims to take 4-6 weeks to be reviewed and processed. I think that is a long time to wait for reimbursement. Something needs to change!!!

Insurer: Trupanion

By: Kathy Rago

Verified October 02, 2023

Dermatological issue loophole

Luna was diagnosed with a yeast infection in her ear. 7 months or so later, she developed a rash on her head, neck, and unluckily for us, near her ear. The claim was rejected as it was a "similar" dermatological condition within the same rolling 12 months." Even her Dr. wrote that the issues were completely unrelated and not even the same condition. But that didn't matter. Maybe if the rash had been on her belly far away from her ear, we would have had some financial relief. It's sad to post this, I've had Figo with two other pets and they used to be wonderful.

Insurer: Figo

By: Deb Dolphin

October 02, 2023

The process was EC and Fast

The process was EC and Fast

Insurer: ManyPets

By: customer

October 02, 2023

Embrace Pet Insurance is awesome!

Embrace Pet Insurance is awesome! We are so glad we have pet insurance on our 2 cats because they have needed medical care quite a number of times in the past 5 years. They have saved us hundreds, actually probably thousands of dollars and Embrace keeps making things easier to submit a claim, for example: you only need the diagnosis and not the doctor's notes, and now they have direct deposit to get your refund fast and without hassle! Their website is also easy to use. I would highly recommend this pet insurance company for any pet owners.

Insurer: Embrace

By: Amy G.

October 02, 2023

Swift Process

Fast process, and great communication

Insurer: Lemonade

By: Socorro

Useful
Verified October 02, 2023

When my beloved fur baby passed

When my beloved fur baby passed, Embrace made the transition to filing claims, canceling his policy, etc, as smooth and as quick as possible. The condolence card was a soft touch as well. Thank you!

Insurer: Embrace

By: Paris Pringle

Compare top pet insurance providers plans.