154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 05, 2023

it was easy to apply

it was easy to apply, I haven't had to use it yet.

Insurer: Trupanion

By: Dolly Wiggins

Verified October 05, 2023

Claims submission was easy

Claims submission was easy. Claim processor accurately and fairly evaluated all of my claims.

Insurer: Embrace

By: William Stiles

Verified October 05, 2023

Knowledgable

Knowledgable, helpful, informative!

Insurer: Trupanion

By: Carolyn

Verified October 05, 2023

Excellent Service

Was able to make same day appt with my vet for unwell doggy who had back pain and decreased mobility. The vet had my Trupanion info on file and. Submitted all claims etc directly to insurer. As this was my first time using my pet insurance I was a little concerned re: coverage, submissions, etc, plus worried about pet. Thought it was going to be a hassle. Turned out to be intervertrebal disc disease. After X-rays, bloodwork, etc. following treatment, pet vastly improved and on bed rest for next 2 Weeks. Trupanion paid then and there, that day their portion of the claim and I didn’t have to do a thing! So impressed with seamless and easy transaction. They kept me in constant communication. Very happy with both vet and Trupanion..

Insurer: Trupanion

Veterinarian: Ladysmith vet clinic

By: Maureen

Useful
Verified October 04, 2023

Quick response to claims

Quick response to claims, easy to understand EOB’s

Insurer: Spot

By: Patricia Wicker

Verified October 04, 2023

Lack of communication

I asked for estimated coverage twice and didn’t get answer. Called no answer. Didn’t know wellness was going to be used for coverage. Kind of ridiculous that cleaning teeth isn’t covered as health expense since her gums were swollen.

Insurer: Embrace

By: Peggy Lucero

Verified October 04, 2023

Game changer

Game changer. We have 3 dogs, all of them have a plan with Healthy Paws. Recently, one of our dogs underwent a major surgery that was extremely expensive. Decisions have to be made quickly and cost is always a factor. However, that's why we got insurance in the first place. Healthy Paws covered 80% within about 10 days of the initial claim and continue to cover 80% of her medications afterwards. Their customer service is excellent and they genuinely care about your pets. We are so grateful for everyone at Healthy Paws. I wish human health insurance was this good!!

Insurer: Healthy Paws

By: gina martocci

Verified October 04, 2023

Couldn't Be Easier to Work With

They couldn't have made the claims process easier. This was especially appreciated given everything that we were going through at the time.

Insurer: Prudent Pet

By: Chris S

Verified October 04, 2023

Luckily my pet has not been ill often…

Luckily my pet has not been ill often enough to meet the deductible so I haven't really used the insurance

Insurer: Figo

By: Kelly

October 04, 2023

This is how insurance is supposed to…

This is how insurance is supposed to work! Our dog suffered traumatic injuries and for over a month we dealt with hospitalizations, surgeries, medications, etc., at great expense. Embrace processed our claims promptly and reimbursed our covered expenses quickly. We really appreciate the excellent service.

Insurer: Embrace

By: Marsha Morrison

Compare top pet insurance providers plans.