154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 12, 2023

"Spot" on The Best

Ease of enrollment. So easy to submit claims. They were quick to respond after claims were submitted and respond with payment to account after submission of claim. Competitive pricing.

Insurer: Spot

By: Janet Rice

Verified October 12, 2023

Choice of veterinarians

The veterinarians listed on the site that take the insurance coverage was a plus for me. The clinic that I take my dog to was listed as a covered clinic for emergency services. That is just what I was searching for.

Insurer: ASPCA

By: Cynthia Casteel

Verified October 12, 2023

"Spot" on the Best

So easy to enroll. I went thru just about every pet insurance and decided on Spot. They are "Spot" on the best out there. I have submitted claims. It is extremely easy to submit claims online, they are quick to respond! I highly recommend this company!

Insurer: Spot

By: Janet Rice

Verified October 12, 2023

33% premium increase and denial of coverage. Waste of time and money.

annual premium increased 38% ($135) after one year with zero claims for three year old healthy pet. no explanation provided. when i called to review the increase with agent, she could not provide anything specific, just pointed to the fact that "CA rates may be higher than other states...." agents are extremely nice and polite, but have had to call/email/follow-up somewhere between 5-10 times for the same question regarding why my declining deductible benefit was never reduced by $50 after the first year without any paid claims...still fighting to get this benefit... the final reveal that I have been scammed is that they declined over $1k in dental surgery costs my pet required for tooth extractions by referencing their policy that any sort of prior dental issue makes them not liable to pay for dental issues. Even if the event needing coverage is unrelated to the condition that was present during the waiting period. Meaning, because my pet had evidence of the grade 1 tarter (the lowest besides 0) during the waiting period they denied payment for her tooth extractions caused by periodontal disease. The vet even wrote a letter stating this disease was not present prior to her needing the extractions. My pet had regular and repeated exams that never revealed any issues or treatment plans for her teeth. Their fine print allows them to deny coverage because she had this minor issue and unrelated issue. What's the point of having insurance when you can find a way to weasel out of paying every claim? Will be changing to more reputable company.

Insurer: Figo

By: customer

October 12, 2023

Cancelation

I need to cancel insurance on Kermit Thomas luebke. I've tried to look you up and can't find a way to contact you other than here. Please contact me to verify cancelation. You have my information. Thank you

Insurer: Pumpkin

By: Martha

Useful
October 12, 2023

Overpriced

I wanted to add an additional pet to my Embrace policy. After researching pet insurers, I found one with the same benefits + more that was HALF the price. Also, Embrace has many restrictions related to making changes to the policy. I guess I should have done more research!

Insurer: Embrace

By: Amy Cooper

Verified October 12, 2023

Submitted my first claim

Submitted my first claim, super easy and quick turnaround.

Insurer: Figo

By: Jennifer

Verified October 12, 2023

Spot Pet Insurance

Spot Pet Insurance is a trustworthy and reliable insurance. Different plans to choose from that make protecting your fur babies affordable. Quick response to claims with speedy reimbursement. Spot gives you the peace of mind that you can take care of your pet when the unforeseen illness or accident happens.

Insurer: Spot

By: JR Raines

October 12, 2023

With PetsBest Insurance

With PetsBest Insurance, I have assurance that I will not be paying thousands of dollars for care for my dog. I submit my claims and always get a response fairly quickly.

Insurer: Pets Best

By: Aidee Rodriguez-Herrera

Verified October 12, 2023

UTI infecktion

Trupanion worked with me All the way.

Insurer: Trupanion

Veterinarian: Viscaya Animal Hospital

By: Bob

Useful

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