154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
236,046 total
What are you looking for?
Most selected providers in "November, 2025"
This chart shows the distribution of the most selected pet insurance providers in November, 2025.
Providers with highest rating
20,329 reviews
10,791 reviews
27,484 reviews
14,162 reviews
63,005 reviews
Category with most reviews
This chart shows the distribution of review categories.
33% premium increase and denial of coverage. Waste of time and money.
annual premium increased 38% ($135) after one year with zero claims for three year old healthy pet. no explanation provided. when i called to review the increase with agent, she could not provide anything specific, just pointed to the fact that "CA rates may be higher than other states...." agents are extremely nice and polite, but have had to call/email/follow-up somewhere between 5-10 times for the same question regarding why my declining deductible benefit was never reduced by $50 after the first year without any paid claims...still fighting to get this benefit... the final reveal that I have been scammed is that they declined over $1k in dental surgery costs my pet required for tooth extractions by referencing their policy that any sort of prior dental issue makes them not liable to pay for dental issues. Even if the event needing coverage is unrelated to the condition that was present during the waiting period. Meaning, because my pet had evidence of the grade 1 tarter (the lowest besides 0) during the waiting period they denied payment for her tooth extractions caused by periodontal disease. The vet even wrote a letter stating this disease was not present prior to her needing the extractions. My pet had regular and repeated exams that never revealed any issues or treatment plans for her teeth. Their fine print allows them to deny coverage because she had this minor issue and unrelated issue. What's the point of having insurance when you can find a way to weasel out of paying every claim? Will be changing to more reputable company.
Insurer: Figo
By: customer
Cancelation
I need to cancel insurance on Kermit Thomas luebke. I've tried to look you up and can't find a way to contact you other than here. Please contact me to verify cancelation. You have my information. Thank you
Insurer: Pumpkin
By: Martha
Overpriced
I wanted to add an additional pet to my Embrace policy. After researching pet insurers, I found one with the same benefits + more that was HALF the price. Also, Embrace has many restrictions related to making changes to the policy. I guess I should have done more research!
Insurer: Embrace
By: Amy Cooper
Submitted my first claim
Submitted my first claim, super easy and quick turnaround.
Insurer: Figo
By: Jennifer
Spot Pet Insurance
Spot Pet Insurance is a trustworthy and reliable insurance. Different plans to choose from that make protecting your fur babies affordable. Quick response to claims with speedy reimbursement. Spot gives you the peace of mind that you can take care of your pet when the unforeseen illness or accident happens.
Insurer: Spot
By: JR Raines
With PetsBest Insurance
With PetsBest Insurance, I have assurance that I will not be paying thousands of dollars for care for my dog. I submit my claims and always get a response fairly quickly.
Insurer: Pets Best
By: Aidee Rodriguez-Herrera
First time having pet insurance
First time having pet insurance, so far the outcome has not been the grandes. Process my first claim about a month ago still waiting for a response.
Insurer: ASPCA
By: María Elena Hernandez
Quick Claim Response
First time I've ever had pet insurance and was very leery about it. I read reviews on several companies before choosing Spot. So far, I have had a very positive experience and feel a sense of relief knowing that if an unexpected pet emergency was to occur, I have insurance. The response on any of the claims I have submitted has been very prompt and I was not met with denials or having to battle it out as I was so worried about. Good job, Spot!
Insurer: Spot
By: Heather Prain
The ease of communicating with customer…
The ease of communicating with customer service for my multiple claims submissions on “how to” was very much appreciated, no nonsense.. just clear concise instructions! I find the site very user friendly for even those who are not tech savvy!
Insurer: Embrace
By: Kimberly Ann Sullivan