154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 11, 2023

Spot Insurance Great Company

Spot Insurance is quick at completing claims and paying the appropriate amount. They answer their phone immediately and their responses are thorough. I am impressed with this company and I will recommend it to others.

Insurer: Spot

By: Richard Marcus

Verified October 11, 2023

Spot Doesn’t Compare to Other Pet Insurance Companies

I have had 2 other pet insurance companies and I’m MUCH happier with Soot! Claims are processed SO quickly! I’ve had an amazing experience so far!

Insurer: Spot

By: Chelsea Day

Verified October 11, 2023

I am super happy with SPOT Pet…

I am super happy with SPOT Pet Insurance. I compared several pet insurance companies before selecting SPOT. I based my decision on the ability to customize my policy based on deductible amounts, coverage amounts and reimbursal percentages. So glad I had coverage as my 5 month old puppy ate something he shouldn't have and had an obstruction. Super easy to file a claim with SPOT and I was reimbursed quickly. Their website is easy to navigate and they kept me well informed of my claims progress!! HIGHLY RECOMMENT SPOT!!

Insurer: Spot

By: Suanne

Verified October 11, 2023

Timely Response to Claims…

Prompt payment with explanation of coverage makes for great customer service

Insurer: Spot

By: Nancy Lee

Verified October 11, 2023

First-time Figo customers!

I have had another insurance company for more than 15 years. We just got a new puppy and decided to give Figo (through Costco) a try. So far, so good! I submitted a wellness claim from our first visit, and it was processed within hours of submission! It was a very easy process as well.

Insurer: Figo

By: Margaret

Verified October 11, 2023

They are Great!

They are very good at communication! Love the quick response on submittals! Great to work with so far!!

Insurer: Spot

By: Patty Erickson

Verified October 11, 2023

Okie Dokie

Trupanion is very quick to respond to simple claims like meds. Special problems take a bit longer

Insurer: Trupanion

By: Alan

Useful
Verified October 11, 2023

Quick payment of claims

Quick payment of claims

Insurer: Spot

By: Lauren Smith

October 11, 2023

I needed to share that my monthly…

I needed to share that my monthly payment went up by $68.00 for November 2023 from October. If I had not looked at my statement, I would not have known, they stated an email was sent two months ago which I cannot find anywhere, again my hands are tied, not a good feeling. Extremely high increase and I am not able to change due to it affecting, Daisy the dog, pre existing conditions -my hands are tied. So disappointed in this company. Check your bill monthly!

Insurer: Fetch

By: PA

Verified October 11, 2023

Spot has been wonderful !

Spot has been wonderful !! This is the first time I’ve used a pet insurance, I always thought it was a joke.. I wish I looked seriously into it with my two other dogs… it would have saved me thousands and put our minds at ease when stressing over the vet bills. So I decided to get Spot pet insurance this time around with the new puppies ! I looked at a few and found Spot to be the best fit for us. I tell everyone I know and meet about Spot… …It’s Very simple to put my claims in and get reimbursed in a very reasonable amount of time. …I had a couple of questions with a claim and the customer service team was so sweet and helpful. Thank you 😊 Ellen, 🐾🐾🐾🐾Bo and Jayla

Insurer: Spot

By: Ellen Kingsley

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