154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 18, 2023

Excellent person on phone

Excellent person on phone

Insurer: Fetch

By: Gary Nieman

October 18, 2023

It really is the best

Clear communication

Insurer: Pets Best

By: Adam Tharpe

October 18, 2023

Highly recommend

Honestly, I switched from Trupanion to Fetch and couldn’t be happier. Fast excellent service. Highly recommend your loved one.

Insurer: Fetch

By: J S

October 18, 2023

My first year - GREAT SERVICE

I am very pleased with my first year dealing with Embrace Pet Insurance. Customer phone service was very helpful The claim process is easily managed and quickly expedited. I also found the rates very reasonable compared to others I researched.

Insurer: Embrace

By: Diane Farren

October 18, 2023

Sending claim and APP issues

sending in a claim could be easier. Picking of hospital or vet is dragging. Picking a diagnosis is very limited. Choosing a pet should be defaulted to your pet (if one only). As for the app on phone, does not work all times. I have uninstalled and reinstalled and still problems. I have to now do it thru my base computer.

Insurer: Embrace

By: GaryKinner

October 18, 2023

Embrace has been a Great Insurance for my dog

Embrace has always been quick and easy! Sometimes my vets will submit the claims themselves. Sometimes I submit them very easy and they take care of it quickly. I am extremely happy with Embrace’s services. I think I’ve been using Embrace for three or four years. Thank you Embrace.

Insurer: Embrace

By: Trish Hatley

October 18, 2023

You should avoid this Pet Insurance…

You should avoid this pet insurance like the plague. I got plans for my two Yorkies, Rex and Macie, and they denied all 3 claims for Macie due to ‘existing condition’ excuse. Complete and utter BS as this was the first time we took Macie to the vet and then a neurologist due to her front legs giving out while walking. We did take her, previously, years ago to have her hind legs examined. I called this morning (10/18) and got the run around. I finally had enough and told them to cancel both of my plans. Typical insurance company in America; take your money and then find any way possible to deny your claim. This world is great… DO NOT use Spot for your pet insurance.

Insurer: Spot

By: Jeremy Bottlinger

Verified October 18, 2023

Spot Insurance 10/10!

I really enjoy Spot Insurance!! This is my first time with a pet insurance and I was not sure what to think about getting it. My first claim was processed within 5 days and I received more than I expected when it came to my reimbursement. I appreciate how fast they processed the claim and I would recommend Spot to anyone that has a furry family member.

Insurer: Spot

By: Shea

Verified October 18, 2023

Spot has been fantastic so far

Spot has been fantastic so far! I have been very happy with service and quickness of claims for my Winston’s coverage.

Insurer: Spot

By: Courtney C

Verified October 18, 2023

It is rare to find a reputable company

It is rare to find a reputable company. SPOT has proven itself to be honest, thorough and a pleasure to do business with

Insurer: Spot

By: Willa Dariff

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