207,035+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,035 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,035 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,182 reviews

4.9
Trupanion

58,951 reviews

4.9
Pets Best

14,600 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 27, 2026

First time user

My first time submitting a claim and it was really smooth and easy. Also received reimbursement surprisingly quick!

Insurer: MetLife

By: Tara Camacho

Verified February 27, 2026

User friendly experience

Metlife pet insurance has always been easy to work. My claims have always been handled quickly with email update as to the progress.

Insurer: MetLife

By: customer

Verified February 27, 2026

Thank you pumpkin

Thank you pumpkin! Having pumpkin insurance takes the worry off of when my sweet Kiki is struggling with her health issues.

Insurer: Pumpkin

By: Kary

Verified February 27, 2026

Do not recommend this carrier

Terrible front facing data for customers- very generic. Repeated denials for bogus claims which require tons of effort and time on the consumer and Practitioner. Requires time wasted sitting on hold to speak to someone to actually see resolution. Denials for "preexisting conditions" are mostly bogus.

Insurer: MetLife

By: Meredith Mull

February 27, 2026

Kelce's Pet Insurance - Spot

Spot was very efficient and Customer Service took the time to explain everything about my coverage. I had lost my boxer to cancer. I got another boxer puppy and got the pet insurance right away and found Spot to be the best. Sadly, my puppy was diagnosed with kidney disease right after I had bought her from a breeder. Very sad. So far things have been going well. I just keep praying. I haven't had to use her pet insurance much at all. But I did not know her prescription food was covered by her insurance. That was a nice surprise!! I sent her receipts in and within a week my claim was processed!

Insurer: Spot

By: Barbara DeStefano

February 27, 2026

Look elsewhere for good pet indurance.

Embrace pet insurance will seek any possible reason to deny the service requested for your pet. I have had my veterinarians, behaviorists, and specialists communicate with them without any success. Are you interested in understanding the difference between a pre-existing condition and a congenital disorder? It may not be relevant, as they classify a congenital disorder as pre-existing if it was present before you submitted a claim. This reasoning is illogical because if the pet was born with it, they had it prior to the claim. If that justification is insufficient, they will argue that it fell within the waiting period. Once again, they were born with it. I am extremely dissatisfied with this insurance. I recommend that you explore other policies before selecting this one.

Insurer: Embrace

By: Carol Moyer

Verified February 27, 2026

Thank you!

I really appreciate the promptness of the claim reviews and payments. After this last ER visit and hospitalization, we were so worried about our dog and knowing Healthy Paws had our back took some of the stress off. Thank you!

Insurer: Healthy Paws

By: Jennifer

Verified February 27, 2026

Easy billing and quick reimbursement

Easy billing and quick reimbursement! Best decision we have made regarding our pet. We have Banfield Wellness plan for maintenance, and Spot Pet Insurance for sick/accident visits. It works like a gem. Wish we had done this earlier in our lives for our other pets.

Insurer: Spot

By: Lizzie Mohr

Verified February 27, 2026

Love Pumpkin

Love Pumpkin, you get what you pay for

Insurer: Pumpkin

By: David

February 27, 2026

Fiona's heart

Our 13 year old Yorkie developed a scary heart condition. We had to take her to an emergency vet on the weekend because she could barely breathe. She spent 2 days in an oxygen cage and needed several new medications to stabilize. If we didn't have PetsBest insurance, we could not have provided this level of care. We would have lost our girl. That was 2 months ago and she is doing great. It is simple to file a claim and the money we got back helped so much...thank you!"

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