154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 21, 2023

Spot is great!

Super easy to navigate. Its affordable with great coverage. Claims are processed fairly quickly

Insurer: Spot

By: Amanda

October 21, 2023

Great company to work with!

My dog needed to have surgery to remove a couple masses for biopsy. Between the surgery and the follow ups the money added up. I submitted the claims and they were processed the next day. Checks are in the mail. On top of that customer service reached out to see how my dog was recovering. I thought that was a very nice touch, one that I had not expected.

Insurer: Healthy Paws

By: Eileen

Useful
Verified October 21, 2023

I filed my first claim and saw that you…

I filed my first claim and saw that you paid $70 to our direct deposit on 10/16, but as of today 10/21, that deposit has not shown up. I would like to give you a 5 star review, but can't with this gaffe.

Insurer: Spot

By: CAROL S

October 21, 2023

Great to work with

Very fast response. Many Pets kept me informed of the entire process. Very easy to work with when filing a claim.

Insurer: ManyPets

By: Belinda Jacome

October 21, 2023

Great Service

We have three policy and we will keep them for our pets. They have great customer service and they handle our claims fast.

Insurer: MetLife

By: Richard

Useful
October 21, 2023

Not very much of a reimbursement for…

Not very much of a reimbursement for the amount that I pay a monthly basis. And quite a delay in getting payments.

Insurer: Pets Best

By: Solo Traveler

Verified October 21, 2023

I was told to send my medical records…

I was told to send my medical records to hartvillegroup.com which I did back on 9/15/23. When I called last week, they reported that I they never received any records? So I resubmitted through my app on my phone last week, and now apparently my claims have been submitted and are being processed? So my only complaint is that they need to be more clear about where to send claims to have them processed within a reasonable time?

Insurer: Spot

By: Kathi Fright

October 21, 2023

Easy to use

Very friendly and helpful customer service. Good communication. Using their app is the easiest way to submit claim

Insurer: Hartville

By: Ann

Useful
October 21, 2023

Don’t trust em

I have asked Trupanion to explain why they denied my dogs claim, but nothing but crickets but now I have left a negative review they want to hear from me, but in my eyes it’s not Trupanion new name is can’t trust ‘em. Be aware shop around

Insurer: Trupanion

By: MikeNance

Verified October 21, 2023

Paid for teeth cleaning

They paid for most of teeth cleaning and one extraction on both Yorkies.

Insurer: Spot

By: Barry E Gibbs

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