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Embrace makes this process so east
Embrace makes this process so east
Insurer: Embrace
By: Breanne Bowers
If I could give Embrace ZERO stars
If I could give Embrace ZERO stars, I would. The Claims Adjusters and the Company as a whole does not read nor understand the policy language. They simply seek to copy-and-paste, and deny paying customers VALID claims. For instance, when my puppy hit a birdhouse, Embrace refused payment stating this was an "illness." Any reasonable person without training at this Company could figure out this was an "accident." I abhor this Company and if I could actually get someone on the phone I would have cancelled my policy MONTHS ago. WORST. INSURER. OF. ALL. TIME.
Insurer: Embrace
By: Sery Cybulski
Great choice !
The entire process was very user friendly, and the staff is great!
Insurer: Spot
By: Frank Penna
They are amazing!
They are amazing! Fast and easy to use! Love this program and insurance for my two puppies.
Insurer: Spot
By: Tommi-Nikole Gamez
Spot is the best!
Spot Pet Insurance was the best decision when getting two new puppies! Claims are always processed very quickly and customer service is always very helpful!
Insurer: Spot
By: Braeden
Efficiency and ease of Claims.
Efficiency and ease of submitting claims and getting reimbursements directly to my checking account.
Insurer: Spot
By: Speech Therapist
Great Insurance
Had a late night emergency with a follow up appointment the next day with our vet. Easy to file the claim. They notified me that they needed further information from both places due to the invoices not having enough information on the diagnosis. It took about 6 weeks to get my payment from them which I feel is not unreasonable. Highly recommend if you have a high energy working line breed. The cost of this one claimed covered the cost of his and his sisters yearly premium for this year.
Love Fetch-Hate Extreme Premium Increases as Pets Age
I have been a client of Fetch (fka Pet Plan) for years and through 6 pets. Fetch has always paid claims with no questions asked or tried to finagle out of veterinary charges or argue a treatment wasn't necessary. The claims process is simple and easy. They have improved how deductibles work from the old days. The only complaint I have is the exorbitant charges they level as your pets age. I understand that this is a business, however, feeling like you are being kicked out of the "program" that you have remained with and that has been with you to care for your pets is not a good feeling. I can't figure out if they exponentially increase the premiums on purpose to encourage clients to drop out of the program because they find them too big a risk or if that is just their premium model but it leaves you feeling like this partner you had is basically price gouging you when you have been loyally paying premiums for years. Again, I understand it is a business and I am grateful to be able to have access to pet insurance but the premiums past age 10 or so insane that it leaves you in a gap where the premiums are so expensive and dropping the coverage would be risky because your pet isn't quite old enough where expensive care or treatment options may still be warranted. It is the only part of Fetch that has had me looking at other providers and, maybe I'll find it is the same or the benefits during the younger years are not as good. I do not yet know.
Insurer: Fetch
By: Laurie Bergstresser
Easy to use and sign up.
Easy to use and sign up.
Insurer: ASPCA
By: Lea labor