154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 26, 2023

Excellent Pet Insurance Coverage

MetLife pet insurance provides our dog Sophie with very good coverage with excellent customer service.

Insurer: MetLife

Veterinarian: Danada Veterinary Hospital

By: Harold

Useful
Verified October 26, 2023

Easy to manage

Easy to manage, great customer care

Insurer: ASPCA

By: Heather Collins

October 26, 2023

I’ve been using PetsBest plan since December 2021…

I’ve been using PetsBest plan since Jan 2022( when our new puppy arrived) and couldn’t be any happier with ease and convenience of app and customer service, reimbursements are fast and fair at fraction of cost. No hidden fees and customizable plans . Definitely recommend!

Insurer: Pets Best

By: Sabina Shikhaliyeva

Verified October 26, 2023

It took 4 weeks to get my 4 cats basic…

It took 4 weeks to get my 4 cats basic exam and shots claim approved. It took an extra 4 more days by the time it was reimbursed to my checking account a total of 32 days .. way too long!

Insurer: ASPCA

By: Cruz Barajas

October 26, 2023

We are dealing with unknown intestinal…

We are dealing with unknown intestinal issues with our puppy and Pets Best is helping make the discovery of the issue much less painful financially. There is enough going on that it is nice to not have to worry about the full cost of every bill while we sort through this trying time.

Insurer: Pets Best

By: Katie Zwick

Verified October 26, 2023

Highly recommend Spot

We signed up for Spot Insurance coverage for both of our English Bulldogs. One of our dogs got sick this past year and had to receive a lot of medical care. We are glad we had Spot to back us up. They have great customer service and our claims were processed within a week. They provided some comfort and relief during a difficult time with our pet. We highly recommend this vet insurance for all dog parents.

Insurer: Spot

By: Nancy Vickerson

October 26, 2023

Non-responsive to corrections

Trupanion has not responded to why they are not covering 100% of my dog's allergy shots when this has been a recurring medical problem so we have reached the deductible and I should be receiving 100% of the cost of the shots to me ($39). Then with another large bill, Trupanion is lumping $160 of a separate veterinarian bill conveniently under the "not covered" category. For the charge from June 28, this was also for a recurring medical condition for which we had already met the deductible, yet Trupanion refused to pay any of it. I am seeking $254 from Trupanion to cover their erroneous reimbursements. They haven't responded in nearly a week to my emails. I've essentially broke even with how much I have paid them over the years ($75/month for 12 years) and they've paid me (reimbursed the same). They always try to get out of paying for veterinarian services. For example, recently they started saying to me that some allergy meds aren't covered on the same statement as ones that are; then starting it as a new claim when it's actually an ongoing issue that my dog is treated for monthly. We have long surpassed the deductible for the claim and I should be receiving 100% of the allergy medicine covered.

Insurer: Trupanion

By: Katherine

October 26, 2023

I LOVE this pet insurance

I LOVE this pet insurance! 🩷 I've had it for over year with two fur babies on the policy. The rates are great. It's easy to send claims and the team members are amazing! Every time I have a question, I feel satisfied after hanging up. I like rewarding the team for a job well done.

Insurer: Embrace

By: Shanny Woo

October 26, 2023

Absolute ripoff

Absolute ripoff, like most insurance companies. I have two young German shepherd dogs (under 3 years old) so I wanted to get a good pet insurance while they are young. I did my research like most, though with insurance it is difficult because most reviews are on sites they pay or their own website. I had 2 claims come up during my time in having the pet insurance. I’m both instances, the issue is they will do everything in their power to deny the claim in the hopes you will give up trying to get reimbursed. In our cases, they kept saying that “after multiple attempts, they were unable to obtain the necessary medical records to process the claim.” So I went ahead and called my vet hospital to verify if the information was sent. Not only was the information was sent, but twice! After multiple frustrating calls to ASPCA, they were able to “find” the documents, but it always seemed to conveniently found a way to miss them or they claimed they don’t receive them. I think what really goes on is that if they can’t find a good reason to deny it medically, they will say they can’t obtain some record and just hope the person submitting the claim will give up. Well we didn’t give up and it took a few tries but we got our money and cancelled the insurance, never looking back.

Insurer: ASPCA

By: Eric Reaves

Verified October 26, 2023

Very fast review of claims

Very fast review of claims. Easy to submit claims.

Insurer: Spot

By: Susan

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