154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 31, 2023

Easy help via phone and on line…

Easy help via phone and on line applications. Have not needed to file a claim but have had friends that did. Painless process and quick reimbursement.

Insurer: ASPCA

By: Kari McKelvey

October 31, 2023

They just randomly increase my monthly…

They just randomly increase my monthly payment from 49$ a month to over 70$ a month. They wrote a sob story about how everything cost more now.... I'll be switching over to another company shortly. Trupanion's Gross Profit for the three months ended in Jun. 2023 was $29 Mil. Trupanion's Revenue for the three months ended in Jun. 2023 was $271 Mil. Therefore, Trupanion's Gross Margin % for the quarter that ended in Jun. 2023 was 10.86%.

Insurer: Trupanion

By: Lyle Chandler

Verified October 31, 2023

Short-changed

We pay for 80% reimbursement, and only received 20% reimbursement from a $200 bill. What's up with that? We should have received $160, instead of $88.

Insurer: Prudent Pet

By: yvonnehusbandlive.com

Verified October 31, 2023

highly recommend spot pet

highly recommend spot pet i am a client for almost 1 year and they are awesome

Insurer: Spot

By: Nasrin Nedeai

Verified October 31, 2023

Just took home our pup 3rd dog for us…

Just took home our pup 3rd dog for us and this time we opted for insurance. Peace of mind and vet service has become more expensive in the last 25 years. Spot immediately paid for a large portion of our pup prep expenses. Easy service prompt approval and peace of mind.

Insurer: Spot

By: Susan Winthrop

Verified October 31, 2023

BEWARE Figo calls EVERYTHING a “preexisting condition” despite no evidence of any conditions and a vet backing up no preexisting conditions

My dog was given a preexisting condition for her entire rear end from 1 vet visit that I asked for doggy Advil to help with recovery after Flyball and agility practice. She didn’t have any pain, vet noted no issues, vet noted no injuries or dog showing any sign of pain. I still don’t understand the preexisting condition my dog has and figo refuses to work with me or actually look into the condition they’re claiming is preexisting. She was seen by multiple rehab vets who also back up that my dog has no injury or any signs of pain yet figo refuses to listen to any of them over one vet noting “PERCEIVED owner discomfort after extreme exertion” vet notes no signs of pain or injury. I never knew a very tired dog was considered pre existing to figo when a vet noted multiple times there’s nothing wrong with the dog

Insurer: Figo

By: Casey Sweeney

October 31, 2023

PET INSURANCE FOR STONE

JUST RECENTLY ADOPTED A BERNESE MOUNTAIN PUPPY FROM A RESCUE AND DECIDED TO INVEST IN PET INSURANCE SINCE THESE GUYS DO TEND TO HAVE SOME HEALTH ISSUES IN THEIR LIVES. DID A COMPARISON WITH OTHERS AND CHOSE EMBRACE FOR OVERALL GOOD COVERAGE. THE REPRESENTATIVE I SPOKE WITH WAS KIND, PATITIENT AND ANSWERED ALL MY QUESTIONS.

Insurer: Embrace

By: Janet Stinchcomb

Verified October 31, 2023

Easy enrollment process

The enrollment process was easy online. Subsequent to enrollment, I received the necessary documents by email. I feel prepared for our future needs for our pet.

Insurer: Trupanion

By: Angela

Verified October 31, 2023

great drs

best insurance co

Insurer: Trupanion

Veterinarian: sanlando animal hospital

By: bruce

Useful
October 31, 2023

Happy with Lemonade

I have had Lemonade since they moved into the Colorado market and so far they have been great. I haven't have many claims but all of them have been covered and done quickly.

Insurer: Lemonade

Veterinarian: Riverview Animal Hospital

By: Adam

Useful

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