154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 01, 2023

Emergency visit for bite would was not paid

Had to take dog to emergency vet due to bite wounds to the neck. Trupanion paid ZERO! First excuse, was deductible, second excuse was, emergency vet visit not covered, and the balance was deemed "preexisting condition" They won't pay anything. Better off taking the monthly fee and putting in a savings account till needed.

Insurer: Trupanion

By: Dale S

Verified November 01, 2023

Friendly,Stayed on top of Jordan care

Friendly,Stayed on top of Jordan care. Really enjoyed your hospital

Insurer: Spot

By: Mary McSurley

Verified October 31, 2023

Had to complain before someone started…

Had to complain before someone started working on first claim. Got much less back than I expected on a different claim. And I cannot find an EOB! Other insurers are less complicated.

Insurer: Spot

By: Denise Hayes

October 31, 2023

They're very helpful knowledgeable and…

They're very helpful knowledgeable and very quick on getting things done

Insurer: Trupanion Canada

By: Heather Carrol

Verified October 31, 2023

Quality Service

They work quickly and efficiently when it comes to reimbursing claims. This is extremely helpful when you are worried about your pet knowing they have you covered.

Insurer: Spot

By: Henry Bannwarth

Verified October 31, 2023

Easy help via phone and on line…

Easy help via phone and on line applications. Have not needed to file a claim but have had friends that did. Painless process and quick reimbursement.

Insurer: ASPCA

By: Kari McKelvey

October 31, 2023

They just randomly increase my monthly…

They just randomly increase my monthly payment from 49$ a month to over 70$ a month. They wrote a sob story about how everything cost more now.... I'll be switching over to another company shortly. Trupanion's Gross Profit for the three months ended in Jun. 2023 was $29 Mil. Trupanion's Revenue for the three months ended in Jun. 2023 was $271 Mil. Therefore, Trupanion's Gross Margin % for the quarter that ended in Jun. 2023 was 10.86%.

Insurer: Trupanion

By: Lyle Chandler

Verified October 31, 2023

Short-changed

We pay for 80% reimbursement, and only received 20% reimbursement from a $200 bill. What's up with that? We should have received $160, instead of $88.

Insurer: Prudent Pet

By: yvonnehusbandlive.com

Verified October 31, 2023

highly recommend spot pet

highly recommend spot pet i am a client for almost 1 year and they are awesome

Insurer: Spot

By: Nasrin Nedeai

Verified October 31, 2023

Just took home our pup 3rd dog for us…

Just took home our pup 3rd dog for us and this time we opted for insurance. Peace of mind and vet service has become more expensive in the last 25 years. Spot immediately paid for a large portion of our pup prep expenses. Easy service prompt approval and peace of mind.

Insurer: Spot

By: Susan Winthrop

Compare top pet insurance providers plans.