154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,466 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,347 reviews

4.9
Healthy Paws

10,809 reviews

4.9
Fetch

27,512 reviews

4.9
Pets Best

14,179 reviews

4.9
Trupanion

63,031 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 17, 2023

My recent experience was great

My recent experience was great. However, I will never forget when I first joined and was lied to about getting a $25 Amazon gift card for joining. That never happened and that lie lingers in the back of my head. I don’t appreciate hanging carrots that turn out to be lies.

Insurer: Spot

By: Rose Amsbury

Verified November 17, 2023

Quick and responsive reimbursement

Quick, timely, reasonable payment without issues or qualifications that diminished our reimbursement… Unlike our previous pet insurance company

Insurer: Spot

By: David Bornstein

Verified November 17, 2023

Best pet insurance company of 2023

I've been using Spot for over one year. At the time I signed up, I only had one dog who was 12 years old. I had shopped around and gotten quotes from other insurance companies, but because of her age and the limitations on building a flexible plan, they were all outrageously expensive. Then I found Spot and it offers more options for building a custom plan, so I could get the price down to a reasonable monthly amount while still having good coverage and a high reimbursement percentage. I had no problems during the first year and none of her claims were turned down. I adopted a second dog in the spring of 2023 and added her to my plan. Because I was adding a second dog and because she was only 2, her rate was much cheaper! I was able to increase her plan and still have the rate be below $60 per month! I renewed my plan a couple months ago and increased my senior dogs plan a bit, and still between the two of them it's less than $200 per month with great coverage and a high reimbursement percentage. I still have had no issues with claims and nothing has been denied. My senior dog has been having some health issues and has needed to expensive things done like an EKG of her heart and it was covered no problem. I'm very happy with Spot so far and I can see why it's ranked the best pet insurance company of 2023 by Forbes and many others.

Insurer: Spot

By: Kim Tanner

Verified November 17, 2023

A Company that Cares

I insured 3 cats: 1, 2, and 18 years old. My 18 year old recently passed away. When I submitted my claim for end of life care, Spot Insurance sent me a condolence email and a few days later someone called me with condolences. I was touched by this. Without request, they ended my deceased cat’s insurance the day after he died, refunded the remaining monthly insurance fee, and reimbursed me for my cats end of life vet bill. I am totally impressed with this company. I am glad my two younger cats are covered by such a caring company.

Insurer: Spot

By: Crystal W.

Verified November 17, 2023

They paid the full 90% of the claim

They paid the full 90% of the claim

Insurer: Spot

By: Emil Garruto

Verified November 17, 2023

I got refunded for my claim very…

I got refunded for my claim very quickly, very affordable!

Insurer: Spot

By: Mary Leggett

Verified November 17, 2023

Spot Insurance provides a competitive…

Spot Insurance provides a competitive rate for dog insurance and the process to submit a claim is simple .

Insurer: Spot

By: Cathy, Caregiver Cup Podcast

Verified November 17, 2023

System is easy to use.

Easy to navigate dashboard, and to make and track claims. Options offered for how to receive reimbursement payments.

Insurer: Spot

By: Ryan Jo Summers

November 17, 2023

They are there when I call

They are there when I call. They are very good at helping me!

Insurer: Pets Best

By: Paula Pier

Verified November 17, 2023

Trupanion is a trusted partner in our…

Trupanion is a trusted partner in our new puppy's health! It was easy to sign up and understand the policy.

Insurer: Trupanion

By: Andrea L.

Compare top pet insurance providers plans.