154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 22, 2023

Happy Healthy Paws Customer - 6 Years & Counting

I have been a very happy Healthy Paws customer since 2018, about 6 months after I got my Boxer puppy, who is now almost 6 years old. I did a lot of research before getting a dog on the pros and cons of pet insurance and everyone had strong opinions on the matter. Some felt it was a scam and you should just "budget for vet bills" when getting a dog. This would be ideal for all of us, but sometimes unexpected things happen, no matter how much you plan and budget. Others simply don't have the resources to pay for thousands of dollars in vet bills. Some felt pet insurance was a great idea as it provided critical support for their pet's health needs. I initially decided to wait, and after 6 months of "puppy things" that brought me to the vet on several occasions, I decided to purchase pet insurance. I did a lot of digging and came across Healthy Paws. I was drawn to them for a few reasons: they had great reviews on their customer service and there were various choices for pet owners, including annual deductible amounts and reimbursement rates (70-90%). Up until very recently, my dog has been fairly healthy with a few minor things/medications, etc. I have never had any issues being reimbursed at the 80% rate I selected. The claims process is SO simple and I generally receive funds in my account within 48-72 hours of filing. Most recently, my dog has had several vet visits and procedures to rule out bladder cancer. It was terrifying, however, knowing I had Healthy Paws made it SO much easier to handle. I was able to get all the testing and procedures needed to get an official diagnosis that was NOT CANCER (!!!) And I received reimbursement for all of it. Getting pet insurance with Healthy Paws was one of the best decisions I have made in my dog mom life and I am so grateful to the Healthy Paws family for all they have done.

Insurer: Healthy Paws

By: Jennifer Hossler

Verified November 21, 2023

I don't understand why I can't hook up…

I don't understand why I can't hook up with yours count.

Insurer: Trupanion

By: Bella

Verified November 21, 2023

put in a claim 2 weeks ago and still…

put in a claim 2 weeks ago and still sitting in the que. slow reimbursement.

Insurer: ASPCA

By: carl

Verified November 21, 2023

Fast and easy!

Fast and easy!

Insurer: Spot

By: Kathleen

November 21, 2023

So easy!

So easy to submit a claim! Great website. Love the little space dog logo too. This isn't my first claim with them. The first one was processed quickly and they covered everything listed in the contract without hassle.

Insurer: Embrace

By: Allyson Leatherwood

Verified November 21, 2023

The initial submitting of a claim was…

The initial submitting of a claim was fairly easy, but the process itself is taking longer than expected.

Insurer: ASPCA

By: Rebecca Fox

November 21, 2023

Extremely Helpful and Friendly

I've (thankfully) never had to file a claim for my dog, but Trupanion always makes me feel secure knowing they're there just in case. I've called them multiple times for other reasons, including just basic questions about my policy, and they've always been extremely helpful and cheerful and kind. They're available 24/7, which is incredibly helpful and impressive. I highly recommend, even though, again, I've never dealt with a claim. I have full confidence that if I ever had to, though, that they would provide a helpful and friendly experience.

Insurer: Trupanion

By: Julia Roller

Verified November 21, 2023

awesome people

awesome people

Insurer: Embrace

By: Gary Babin

November 21, 2023

Amazing service!

Great turnaround time and super easy to file the claim in general. I’m so happy to know my kitty is protected through Lemonade!

Insurer: Lemonade

By: Valerie

Useful
Verified November 21, 2023

We have been very grateful to have Spot…

We have been very grateful to have Spot insurance this year! We have insurance on our 1 year old lab and 7 year old mix. The lab more than met his deductible this year so we are thankful for the support from Spot! Submitting a claim is super easy. I always provide as much detail as possible to keep the process quick and easy. Another benefit of using Spot is access to 24/7 virtual Vet. We’ve called in several times for non urgent issues to see what the best course of action might be. This saves a vet visit and helps provide relatively quick support!

Insurer: Spot

By: Sarah Mason

Compare top pet insurance providers plans.