154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 16, 2023

Great job

Great job. Prompt and courteous customer service.

Insurer: Spot

By: Michael Montour

Verified November 16, 2023

Easy to submit claims and quick to…

Easy to submit claims and quick to receive payments.

Insurer: Spot

By: Stacy Piening

Verified November 16, 2023

Good company!

Easy access with app! Quick reimbursement.

Insurer: Spot

By: Andrea

November 16, 2023

My claims take weeks to be processed if…

My claims take weeks to be processed if they even get approved. I have to make constant phone calls to Fetch as well as my vet for the same paperwork I already submitted and this happens for all my claims. None of my claims have gone through without some kind of delay or issue. It feels like they are doing everything they can to not pay the claim.

Insurer: Fetch

By: Debra Alicea

Verified November 16, 2023

We’re very happy with Spot insurance

We’re very happy with Spot insurance. We had an emergency with our pet and they needed surgery. Thankfully our pet is doing well and Spot made the process to get reimbursed easy.

Insurer: Spot

By: SC

Verified November 16, 2023

Highly recommend spot

I have had spot for three years and really enjoy having this insurance. Ive had a great experience with them and they are fairly prompt on getting the claims processed. Everything is usually finished within a week from start date and they are not finicky with anything! I highly recommend spot.

Insurer: Spot

By: Jaycee

Verified November 16, 2023

Thankyou for providing excellent…

Thankyou for providing excellent service!

Insurer: Spot

By: Junie

November 16, 2023

Fine until your dog needs service

Great plan when you have a young healthy pet that doesn’t need meds, etc but when you start submitting claims, they will double and even triple your premiums. Beware.

Insurer: Healthy Paws

By: Jessica

Useful
Latest 1 comments
Posted: | By: The Healthy Paws Team

Jessica - We appreciate your being part of the Healthy Paws family and are glad we have been able to provide coverage for all of your claims during that time. We realize no one likes any form of premium increase. As our customer care team member covered in your call, premiums are calculated on a state-by-state basis in accordance with filings that have been approved by state insurance regulators. Your premium amount increase is influenced by two primary factors, the increased age of your pet, and the cost of veterinary care services reflected in the claims paid in your specific state. All pet insurance companies, no matter how they market their benefits, will raise rates to keep up with the rapidly rising cost of veterinary care, including specialty and emergency care. We do our best to be transparent regarding annual premium increases by including this information on the "Frequently Asked Questions" page of our website. The Healthy Paws Team

Verified November 16, 2023

Everything

Everything

Insurer: Spot

By: Shirley Betzhold

Verified November 16, 2023

Life Saving Coverage

SPOT paid 80% of our dog’s diagnostics, then surgery when he was diagnosed with colon cancer. That was thousands of dollars we didn’t have. They paid for after care and everything necessary after that. My dog would not be alive today without SPOT.

Insurer: Spot

By: Judy Becker

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