154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 19, 2023

Ruptured Disc

My two year old beagle required surgery for a ruptured disc. Because of Pets Best I was able to get her the best care available. She has made a full recovery, much faster than anyone expected. Her bill was a little over $8000. After paying a $250 deductible and 20% copay, I was reimbursed $6500. The only item not reimbursed was for vitamins. Her premium for the year was less than $500 so it's been very cost effective to have her insured with Pets Best.

Insurer: Pets Best

Veterinarian: CVETS

By: Becky

Useful
November 19, 2023

Great timeliness

I submitted a claim and it was handled within a day - great to see since a few months ago there was a bit of a delay. I understand, and it is great to see you are back to the timely response I am used to. I love Pets Best Pet Insurance, and I would recommend it to anyone. Absolutely have exceeded my expectations since I started my policy.

Insurer: Pets Best

By: Clinton Weishaar

Verified November 18, 2023

I’m so grateful that I got insurance…

I’m so grateful that I got insurance for my two 1 year old cats this year. My male cat experienced bladder inflammation/UTI for the first time and Spot has accepted every claim, including the prescription food. I’ve already hit my $250 deductible and not they reimburse 90%. So far, so good! Hoping that this level of care and acceptance continues.

Insurer: Spot

By: Mia Klenk

November 18, 2023

They consistently take 4-6 weeks to…

They consistently take 4-6 weeks to review the file despite stating on their website, and elsewhere it takes 5-7 business days. It feels either that they are understaffed or that they are intentionally stretching things out to discourage people from filing claims. I did not have this issue with my previous provider Lemonade.

Insurer: Pets Best

By: Dylan Mayoff

Verified November 18, 2023

Wow-Quick and Easy!

Wow! My first claim and it was quick as lightning! My dog went in for his annual shots and I sent a photo of the paid bill and within minutes, an email came that I was getting back $50 (of a $75 bill)! Easy peasy!

Insurer: Figo

By: Carol

Verified November 18, 2023

easy to use

the app is really easy to use, i get the most bang for my bucks.

Insurer: Spot

By: Gwen Leith

November 18, 2023

Good Experience with Fetch

Good Experience with Fetch. I like the ability to track submissions and especially the confirmation of receipt of the claim so I know it’s there for processing. They are clear in coverage or reason for non-coverage according to my policy. Direct deposit is also great. Very good experience for us.

Insurer: Fetch Canada

By: Gail Tanner

November 18, 2023

Absolutely recommend

I've been a customer with TruPanion for a bit over 6 years now. They've always made the claims process easy to do. My vet's office bills right to them so I don't even have to pay everything out of pocket - except for the deductible of course - and wait for reimbursement (I did submit one invoice for a prescription I got my dog for his current claim and had my reimbursement in my checking account the next day). They are always very helpful in answering any questions you may have. Their website is easy to navigate as well, when it comes to access to your account and pulling everything up you want to see (claims, etc). I'm VERY happy with TruPanion and I'm glad I had the forethought to even insure my 2 Huskies back when I did. I highly recommend them.

Insurer: Trupanion

By: Valerie Garcia

November 18, 2023

Best decision I made

So easy to use the app and customer service is always friendly! I never have to worry that my claim will be denied, I provide all the paperwork needed and it’s always approved! Best decision I ever made was to use Fetch for my dog!!

Insurer: Fetch Canada

By: T Eterno

Verified November 18, 2023

The claim system is fast and…

The claim system is fast and responsive, and Spot has been great about covering their obligation.

Insurer: Spot

By: teresa megahan

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