154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 22, 2023

No hassle

No hassle, and quick processing of my claim!

Insurer: Spot

By: Patricia Reilly

November 22, 2023

Best prompt service

My dog had surgery and PetsBest did an excellent job processing the insurance claim. Will recommend the insurance to other pet’s owners.

Insurer: Pets Best

Veterinarian: Airway Animal Hospital

By: Maribel

Useful
Verified November 22, 2023

Made the right decision joining spot…

Made the right decision joining spot insurance. Prompt on claims and polite on the phone

Insurer: Spot

By: Evelyn Skoff

Verified November 22, 2023

Very knowledgeable and friendly…

Very knowledgeable and friendly customer service.

Insurer: Trupanion

By: customer

November 22, 2023

Really bad

Really bad. They sat on claims for 10 months, denied having received vet records multiple times. Customer Service indicated that there might be addition pre existing conditions for which they would have to deny coverage. Someone needs to help them understand what pre-existing means. Claims adjusters were just a mess. Manager of claims adjusters was douchey. Collectively they were just not honest or ethical. Finally I ran out of patience, took them to task about it all and in one afternoon they cleared 11 claims and reimbursed a couple of thousand dollars. If I had not escalated to the head of underwriting. I’d still be waiting for payment. Not a good company. Get your insurance somewhere else.

Insurer: Embrace

By: PJB

Verified November 22, 2023

There isn’t a place to say we have used…

There isn’t a place to say we have used your services

Insurer: Figo

By: Lloyd

Verified November 22, 2023

Quick reimbursements

Quick reimbursements! Amazing 24/7 live chats with vets so you can rule out an emergency vet trip or not. Figo has helped with 2 ACL surgeries for my golden girl and a big abdominal surgery for my mini mutt that was out of state. I will forever be a Figo client! They have saved us THOUSANDS!

Insurer: Figo

By: Tori Thieman Paisley & Piper

Verified November 22, 2023

It was the first time I had submitted a…

It was the first time I had submitted a claim and didn’t know what to expect. The process was very easy, I submitted my claim online with documents attached in minutes. I received a detailed response quickly and a reimbursement check soon after. I’m very happy with the process and pleasantly surprised that it was so easy.

Insurer: Embrace

By: Jeanne Nardone

Verified November 22, 2023

Easy

So easy to use and refund comes so quickly. Have called customer service and have had great experiences. Really am liking the peace of mind!

Insurer: Spot

By: Patricia Kirk

November 22, 2023

Worth it!

I was able to pay for my dog's treatment knowing that I'd get reimbursed through Embrace. I was nervous about submitting claims, like, maybe it would be tricky or somehow his treatment wouldn't have been covered, but it was so easy! And I was so amazed at how quickly I was reimbursed. I tell everyone that they should get their pets insured before something bad happens. It really is a lifesaver, in every sense of the word.

Insurer: Embrace

By: Shelby N Acosta

Compare top pet insurance providers plans.