154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 06, 2023

Frenchie Boy

The app is so easy to use and upload receipts. So simple to submit claims. Pets best reimburses quickly.

Insurer: Pets Best

By: Vito

Verified December 06, 2023

Great Insurance That Is Reliable

We had to recently take our 1 year old puppy to the ER. I was a little hesitant to take him as ER bills can be very expensive. But I knew that Embrace would be able to cover some of the costs. I submitted a claim, and within weeks they had reimbursed me for the bill. They are truly an awesome insurance for your pet.

Insurer: Embrace

By: Frank Rivera

Verified December 06, 2023

Insure your pup now!

Online registration is easy and if you decide to make changes or corrections they’re just a phone call away. Excellent care plans; rules are very clearly stated. Be sure to insure your pet BEFORE it’s needed. I waited to join until after my small 3 year old dog needed CCL surgery ($5000). My dog’s surgeon told me if she’d had insurance it would have been covered, but now since she’s had this type surgery, it would not be covered again even if was her other leg (and there’s a good chance she will need it again). I’m kicking myself…that $5000 I spent would have covered a lifetime of premiums!

Insurer: ASPCA

By: Donna

December 06, 2023

Good program

Starting out with Embrace was a little challenging as I did not complete the initial physical check and thought we had so my first claim was denied. However, after that everything has gone smoothly. They pay for my dogs medication and exams for her ears and itching. It’s easy to file online and I get reimbursed quickly.

Insurer: Embrace

By: MAB

Verified December 06, 2023

Quick & easy to submit claims

Quick & easy to submit claims

Insurer: Spot

By: Joanne Johns

Verified December 06, 2023

So nice to talk to a lovely person who…

So nice to talk to a lovely person who helped with the enrollment process. Everything was way from the vet’s first exam and instructions to activate the free 30 day insurance to the phone call. I was having trouble online and they were able to quickly help which was greatly appreciated.

Insurer: Trupanion

By: customer

December 06, 2023

Amazing and easy to use

Amazing and easy to use, real simple, hassle free

Insurer: Embrace

By: Juan Linan

Verified December 06, 2023

Spot Pet Insurance is the Best

Spot Pet Insurance came through when I needed them most. My precious dog passed away after a tragic and random toxin ingestion beyond my control. It feels like I’ve lost my child and I’m deeply devastated. When I hospitalized him, I immediately reread my coverage plan in a panic. I work in the entertainment industry in Los Angeles and our industry has been on a double strike for over four months which has put me in a compromising position financially that I wouldn’t normally be in. If it weren’t for having Spot, I would not have been able to try everything I could to save him and would have never forgiven myself. My dog received the best possible care and though my efforts were a loss, I can rest in knowing I tried my best and did not have to suffer absolute financial ruin for doing so. I am so thankful to Spot and couldn’t recommend their coverage enough. They made it as seamless as possible and I was reimbursed within a week of the accident. I hope anyone reading this does not ever, ever have to utilize it for the same reasons, but it is absolutely worth paying into the largest policy you can. Even after reimbursement and cancelling my policy, a Spot staff member even called to send condolences, and ask if there was anything I needed. For a (now) non-paying customer, that felt so kind and was one more step further in good customer service. I am so thankful that Pet insurance like theirs exists. Thank you with all my heart!

Insurer: Spot

By: Rachel B

Verified December 06, 2023

Is it worth it??…

The money you pay when you take your dog to the vet is a fraction of what you get back from Spot Insurance!!

Insurer: Spot

By: Chet Zaremba

December 06, 2023

It was very easy to file a claim on…

It was very easy to file a claim on your website. I am a new customer, and was glad it was a simple process.

Insurer: Embrace

By: Kathy Hunter

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