154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

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Verified November 28, 2023

We have 2 dogs with spot insurance and…

We have 2 dogs with spot insurance and are very happy how they take good care of us and very easy to submit claims

Insurer: Spot

By: Robert Williams

Verified November 28, 2023

I sent in my bills for a spot well over…

I sent in my bills for a spot well over six weeks ago and still have not gotten a deposit in my Bank of America account for the $186. It’s already time for my Pets next check up. This little guy is a new pet a baby and I need to keep consistent in his care. Please, check on this and advise me what to do. Thank you.

Insurer: Spot

By: Rebecca Thomas

Verified November 28, 2023

The process of reimbursement is too…

The process of reimbursement is too long versus what they tell you once your claim is submitted .

Insurer: Spot

By: Adrienna Burton

November 28, 2023

Absurd Price hikes out of nowhere!! My cancellation with…

11/28/2023  My cancellation with Trupanion Pet Insurance is due to the outrageous $50. price hike in monthly premiums with no warning and truly what I consider, taking advantage of pet owners. I have been extremely disappointed in their customer service apathy and overall experience. I have a healthy 6-year-old lab. If I was to continue with his policy, the price would have increased to over $1500. annually until the next hike, out of nowhere!!! I was told they have a high overhead when I called because I was certain it had to be an error. It wasn't. Open your own pet insurance savings account. Total waste of money being the victim! Sincerely, Mary Murray Bruno, Boston, MA

Insurer: Trupanion

By: Mary Bruno

November 28, 2023

MetLife Pet Insurance

My experience so far is exceptional. Everyone I spoke to was very helpful and my claims got processed in a timely manner

Insurer: MetLife

By: Sanda

Useful
November 28, 2023

Should be named Pets Worst

I filed three claims with them after my waiting period was over. The first was for an allergic reaction related to an MCT, which was accepted and paid part of my deductible. The second was for a follow up visit due to continued health problems from the first claim. Suddenly the MCT is pre-existing and they denied my claim. The third claim was for a righty to remove the MCT and a benign fatty tumor. Again my claim was denied because they decided the MCT was now pre-existing and in addition decided the benign fatty tumor was pre-existing as well. I want to make it clear that the MCT itself was not diagnosed until a wellness exam that occurred after the waiting period. Seems to me they just didn’t want to accept the last two claims because I would have then met my deductible and they would have had to pay out on the third claim. They want to take your money and not help your pet.

Insurer: Pets Best

By: Nicole

Useful
November 28, 2023

Great service, flexible policies

Claims filing easy and typically receive payment within 30 days.

Insurer: Pets Best

By: Jim

Useful
November 28, 2023

OVERALL: THE BEST PRICED FOR THE MOST COVERAGE AND THE LEAST COST IN DEDUCTIBLE

METLIFE DOES REQUIRE DETAILS ON YOUR INVOICES, SO BE SURE THAT YOUR VETERINARIAN'S SUPPORT PEOPLE KNOW EXACTLY WHAT THE INSUROR NEEDS AND THAT THEY ACTUALLY KNOW WHAT THEY ARE DOING. YOU WILL HAVE TO FOLLOW THROUGH ON THESE PAYMENTS AS FRAUD IS RAMPANT, SO EXPECT THAT YOUR CLAIM SUBMISSION IS PROBABLY NOT A ONE-AND-DONE DEAL. ONCE MY VETERINARIAN'S OFFICE SUPPLIED ALL THE WRITTEN DETAIL REQUIREMENTS, THE CLAIM WAS PAID AND ANY MONTHLY PREMIUM PAYMENT MADE WAS PAID BACK TO ME PRO-RATA, AS OUR WONDERFUL STRAY CAT WHO ADOPTED US WAS KILLED BY A DOG THAT GOT LOSE AT NIGHT FROM IT'S OWNER. OUR ROMEO WAS APPARENTLY STILL SEMI-FERAL AND ABANDONED IN OUR NEIGHBORHOOD. OUR NEIGHBORS MISS HIM. WE MISSED HIM. WE ADOPTED A DOMESTICATED FORMERLY FERAL CAT, SIMBA THE SQUEAKER, ANOTHER WONDERFUL CAT WHO IS NOW INSURED BY METLIFE. ROMEO WOULD WANT HIS TWO-LEGGERS TO ADOPT ANOTHER WONDERFUL FORMERLY-STRAY AND ABANDONED CAT

Insurer: MetLife

Veterinarian: VCA - Cleary Blvd, Plantation, Florida

By: Alan

Useful
November 28, 2023

Absolutely the best service!

My boy File' had 13-15 stones removed at a really young age. The doctors and all employees at Chateau Vet were so good to him. He was back and forth to the clinic over a 3-week period, and we never felt like a number. They call us by name as soon as we enter the building. Met Life Pets has been a life saver! I have never had a claim denied. I will never trust my boys to anyone else. THANK YOU, CHATEAU VET AND MET LIFE PETS!!!!

Insurer: MetLife

Veterinarian: Chateau Veterinary Clinic

By: Debra

Useful
November 28, 2023

Awesome Pet Insutance

Hagen is my first dog to have pet insurance. Unfortunately, he has already had some health issues in his first year of life. MetLife has exceeded all expectations.

Insurer: MetLife

By: Reuven

Useful

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